Why Use a Mortgage Broker in Bristol?

Aiming to Take Your Stress Away

One of the primary factors in why Home movers and First Time Buyers in Bristol use a Mortgage Broker in Bristol, is to help the process of buying a home go as quickly and as smoothly as it can go. For many, the home buying process can be a very stressful experience and for our customers, it’s a comforting relief to know they have got someone on their side to deal with the hard parts, with availability to answer any questions they may have.

Your dedicated Mortgage Advisor will work incredibly hard to try and ensure that you obtain the cheapest or at least most favourable mortgage outcome for your personal needs. This level of dedication and passion for our work applies no matter the mortgage type. Whether you’re making your first purchase, a second purchase or you wish to Remortgage, we put everything we have into our service, to ensure our customers have the best outcome available to them.

When Should I Get Mortgage Advice in Bristol?

If you’re looking at taking out mortgage advice when buying a home, we would personally recommend talking to a Mortgage Advisor in Bristol as early on in the process as you can. Your trusted member of the Moneyman team will be able to help you work out roughly how much you’ll be able to pay per month, as well as how much you may be able to borrow.

Different lenders each have different criteria, so speaking to an expert in the field, with a wealth of knowledge surrounding these criteria, will be of a great benefit to you. If you know what you are able afford well in advance of making an application, it may help you avoid any potential future disappointment. 

Communication and responsiveness are also a large part of what we do. We aim to ensure all of our customers are kept informed about the progress of their mortgage application by email, so you are fully aware of what is going on and where the process is headed next. If something ever goes wrong or you have any questions, we are always available at the end of the telephone, ready to help you out in any way we can.

Free From Estate Agents, Banks or Building Societies

A trusted and loyal Mortgage Broker will work for the customer and not the Lender. This is something that is important to remember throughout your process. Our team are firmly in your corner, sometimes having to argue how strong an application may be, in order to ensure it goes through. Thanks to our initial checks, we find that we know our customers financial situation inside out. Through our company process of requesting and checking your proof of income and bank statements ahead of time, we look to carefully avoid any hurdles that may arise, hopefully before they can become a factor. 

We also have the ability to help you choose the right type of survey for your property transaction, as well as instruct a Solicitor on your behalf to carry out the legal aspects of your final transaction. We are experts in the art of completing application forms on behalf of our brilliant customers, again working hard to ensure complete accuracy and giving your application the best chance of completing in the end.  

Building Customer Relationships

Finally, our motivated and caring Mortgage Advisors love to build up customer relationships, with an aim to assist with future mortgage enquiries, be this as a Buy-to-Let landlord with your own portfolio, or to Remortgage when your term ends. Your journey starts with an affordability assessment and Agreement in Principle, before you even get to the part where you find a house.

Once your purchase is complete, your advisor will still keep in regular contact via email and in the six months running up to the initial mortgage product coming to its end, will get in touch once more to discuss your Remortgage options. At this point we are then able to compare the market on your behalf like we did before, with the goal of helping you obtain the best remortgage deal available for your circumstances.