Fast & Friendly Mortgage Advice in Bristol
Appointments Available on Evenings and Weekends
Read our 2 Reviews
We love helping all our customers, especially the ones who really need Mortgage Advice in Bristol - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
For your FREE mortgage consultation call 0117 440 4704 or Book an appointment online.
Book OnlineFor your FREE mortgage consultation call 0117 440 4704 or Book an appointment online.
We love helping all our customers, especially the ones who really need Mortgage Advice in Bristol - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
Book Online5.00 Rating2 Reviews
Eamonn
Spoke to several Mortgage Brokers about my situation and having talked to Malcolm, he fully understood my views and gave me his honest opinion. A very professional, friendly, and efficient service that enabled us to the best mortgage on the market.
1 year ago
Anonymous
Helen was lovely to chat with, she booked me in for an appointment with a broker within minutes of me sending an email enquiry on a Sunday and explained everything about the process really well.
1 week ago
- Mortgage Advice
- Why Us?
Mortgage Broker in Bristol | Mortgage Advice in Bristol
Welcome the Bristolmoneyman website, we are a Mortgage Broker in Bristol and surrounding areas, were here to assist with any new or existing mortgage. When you use our full range of services, our Mortgage Advisors in Bristol can tailor their availability when it suits you.
Having the advantage of being open seven days a week, our team will be on hand, ready to help recommend you the best deal for your circumstances. We offer Open and Honest Mortgage Advice in Bristol and provide all new or existing customers with a free initial mortgage consultation.
We have an excellent reputation over the years helping many customers with their mortgage journey, and our Mortgage Advisors in Bristol have many years’ experience helping in all kinds of mortgage situations. Making sure you feel relaxed and take the stress away. Providing Mortgage Advice in Bristol for home purchases and remortgages.
Responsive Mortgage Advice in Bristol
Being a stand-alone Mortgage Broker in Bristol, we work with a large panel of lenders. Whether you are buying for the first time, moving home or an existing homeowner looking to remortgage and/or capital raise, we will hold your hand throughout the whole process and answer any questions you may have in mind. Also, we will search thousands of mortgage deals on your behalf and recommend the best one for you, saving you both your time and your money.
We have a good recognition for being open and honest with all our customers when it comes to recommending them the most suitable deal for their current circumstances. We aim to take the stress away and answer any mortgage-related questions you have during your mortgage process.
Mortgage Advisors in Bristol We’re on Your Side
We will be by your side throughout your home buying or remortgaging process, and you will never have a moment where you need to worry. We hope that you will find us incredibly helpful, adaptable, and flexible to your mortgage needs.
Carrying out your mortgage consultation around your working hours is never a problem. You can be rest assured that you will receive professional open & honest Mortgage Advice in Bristol should you take up our services.
The benefits of going to a Mortgage Broker in Bristol like ourselves is we have access to a large panel of lenders, allowing us to search 1000’s of deals to find you the most suitable product for your circumstances. Some of these products you won’t be able to access by certain high street bank. Unlike a bank, we shop around and compare deals for you – saving you time and money.
Having over 20 years working in the mortgage industry, we have spoken to many customers and helped them achieve their mortgage goals. There is hardly a new situation that we haven’t faced before.
How our Mortgage Advice Process Work in Bristol
Our job is to try and find you the most suitable mortgage or remortgage deal for your circumstances. Take advantage and book yourself a free mortgage appointment to speak with one of our Mortgage Advisors in Bristol today around a time that suits you, subject to availability, there may even be same day appointments available.
During your free mortgage appointment, your Mortgage Advisor in Bristol will ask you a set of questions to help them build up your financial profile to see how’s your current situation is going and ask what you are looking to achieve.
Next, your advisor will search 1000’s of deals to find you the most suitable mortgage product. All of this will be discussed in more depth during your free initial appointment. Once they have advised you on what is the most suitable deal obtainable for your circumstances and you are happy with their recommendation and ready to proceed, we will provide you with a mortgage agreement in principle.
Armed with an agreement in principle, you’re now ready to house hunt and put down an offer. If your offer has been accepted, get in touch with your Mortgage Advisor in Bristol so they can then continue with your mortgage application, and your case handler will keep updated until we receive your formal mortgage offer.
During your home buying or remortgage journey, we aim for a stress-free process and overcome any hurdles we face along the way. We will keep you in the loop at all times, even after the completion stage, to assure that your mortgage is still the most suitable deal for you.
Contact your Mortgage Broker in Bristol
If you are looking to obtain a mortgage, then you may benefit from the assistance of a Mortgage Broker in Bristol. Our team are here to try and help you achieve your mortgage goals. Form First Time Buyers, Home movers, landlords looking for a Buy to let mortgage, or just need some expert Mortgage Advice in Bristol, we will be more than happy to help.
Open 7 days a week. Usually, we have same-day appointments available, subject to availability. Get in touch, and let’s start your mortgage journey today.
Mortgage Broker in Bristol versus bank – which is more beneficial?
A bank’s Mortgage Advisor in Bristol can offer their own product, though this does sound good there may be other and better deals out there to choose from.
As a Mortgage Broker in Bristol, our job is to search for and compare multiple products from different lenders to find you the best product tailored to your circumstances.
Overcoming Mortgage Hurdles Together
Often, getting a new mortgage can be complicated, and it can be hard to get things in the right order. In any case, this is where having a reputable Mortgage Advisor on your side, will prove beneficial. Common hurdles that we help our customers overcome include low credit score, being self-employed, outside of criteria, low borrowing capacity and other related situations. Being an experienced Mortgage Broker in Bristol, we can usually help.
Our Mortgage Advisors in Bristol have worked with many customers in all situations. We make sure that they are always up to date with all the latest lending criteria and have the experience to provide expert Mortgage Advice in Bristol.
Free Mortgage Consultation | Mortgage Advisor in Bristol
Being a reliable and well-established Mortgage Broker in Bristol, we offer all our new and existing customers a free mortgage consultation.
Here, your Mortgage Advisor in Bristol, will pay attention to your situation and find out what you are considering doing. Our customers are our priority, and as a trusted mortgage broker in Bristol, we will recommend the best deal tailored to you and ease the pressure throughout the entire process.
If you decide to use our Mortgage Advice in Bristol service, you will receive your dedicated mortgage advisor and case handler. Both your case handler and your Mortgage Advisor in Bristol will be on hand to answer all your questions and help.
Your Mortgage Advisor in Bristol is here to help!
Customers may have already spoken to an advisor at a bank, estate agent or building society and been declined. This may be due to various reasons for example (credit score, maximum borrowing etc), good news is this is where we may be of assistance.
We have worked alongside loads of different mortgage cases, using our in-depth knowledge we will search 1000’s of deals for you and find you the most suitable one for your personal and financial situation.
Some of the lenders we work with have specialist products with varying criteria, meaning more often than not, there’ll be an appropriate deal on offer.
Mortgage advice in Bristol – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Typically, our free consultation will last up to an hour or so. Our team can turn around an agreement in principle within 24 hours of speaking to an advisor. A formal mortgage offer can take around three weeks on average.
It’s typically three payslips for an employee to prove their income and the latest 2 years’ accounts for a Self Employed applicant. You will also need to provide the lender with proof of ID, address, and 3 months’ bank statements.
Once you have submitted a minimum one year’s accounts, you can get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas some other lenders are known to go off your net profit.
Even if you have had credit problems, you may still be able to get a mortgage, though you may be required to put down a higher deposit than you otherwise would’ve, often 15% of the property purchase price.
The minimum deposit for buying a house in Bristol with High Street Lenders is around 5%. This can be higher if you have had previous credit problems.
You may find that it is possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. If you are looking to take out a mortgage on a second property, either to use it for yourself, a family member, a holiday home, or a Buy to Let, this may also be possible.
An Agreement in Principle will usually last between 30 and 90 days, depending on the lender you go with. If your Agreement in Principle expires, you can always have it refreshed.
To avoid being disappointed if an offer falls through, we recommend that home buyers obtain an Agreement in Principle before you begin viewing properties in Bristol. At the very latest you should obtain an AIP prior to making an offer to assist your bargaining position with a seller.
As a trusted and hard-working mortgage broker in Bristol, we will carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for your situation. A credit check will be required for an Agreement in Principle. Once you have given the lender all the relevant documentation and a valuation of the property has been completed, a formal mortgage offer can be issued.
Your free mortgage consultation with a trusted member of our mortgage advice team in Bristol will last around one hour. From there, your advisor will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether you wish to take it or step back.
