Fast & Friendly Mortgage Advice in Bristol
Appointments Available on Evenings and Weekends
We love helping all our customers, especially the ones who really need Mortgage Advice in Bristol - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
For your FREE mortgage consultation call 0117 440 4704 or Book an appointment online.
Book OnlineFor your FREE mortgage consultation call 0117 440 4704 or Book an appointment online.
We love helping all our customers, especially the ones who really need Mortgage Advice in Bristol - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
Book OnlineWhat our customers say
- Mortgage Advice
- Why Us?
Mortgage Broker in Bristol | Mortgage Advice in Bristol
Welcome to our mortgage brokers website Bristolmoneyman, we are a Mortgage Broker in Bristol and surrounding areas, were here to assist with any new or existing mortgage. When you use our full range of services, our Mortgage Advisors in Bristol can tailor their availability when it suits you.
Having the advantage of being open seven days a week, they will be on hand, ready to help recommend you the best deal for your circumstances. We offer Open and Honest Mortgage Advice in Bristol and provide all new or existing customers with a free mortgage consultation.
We have an excellent reputation over the years helping many customers with their mortgage journey, and our Mortgage Advisors in Bristol have many years’ experience helping in all kinds of mortgage situations. Making sure you feel relaxed and take the stress away. Providing Mortgage Advice in Bristol for home purchases and remortgages.
Responsive Mortgage Advice in Bristol
Being a stand-alone Mortgage Broker in Bristol, we work with a large panel of lenders. Whether you are buying for the first time, moving home or an existing homeowner looking to remortgage and/or capital raise, we will hold your hand throughout the whole process and answer any questions you may have in mind. Also, we will search thousands of mortgage deals on your behalf and recommend the best one for you, saving you both your time and your money.
We Work for You | Mortgage Broker in Bristol
We will be by your side throughout your home buying or remortgaging process, and you will never have a moment where you need to worry. We hope that you will find us incredibly helpful, adaptable, and flexible to your mortgage needs.
We work independently to Estate Agents, meaning that we have your sole interests at heart.
Carrying out your mortgage consultation around your working hours is never a problem. You can be rest assured that you will receive professional open & honest Mortgage Advice in Bristol should you take up our services.
Mortgage Advice in Bristol | Bank or Mortgage Broker?
The Mortgage Advisor from your Bank is only able to offer a limited range of products which can limit your options when it comes to your mortgage.
Our team offering Mortgage Advice in Bristol has access to a vast number of lenders. Each one with different criteria and products. Being an experienced Mortgage Broker in Bristol, we shop around and compare deals for you – saving you time and money.
Overcoming Mortgage Hurdles Together
Often, getting a new mortgage can be complicated, and it can be hard to get things in the right order. In any case, this is where having a reputable Mortgage Advisor on your side, will prove beneficial. Common hurdles that we help our customers overcome include low credit score, being self-employed, outside of criteria, low borrowing capacity and other related situations. Being an experienced Mortgage Broker in Bristol, we can usually help.
Our Mortgage Advisors in Bristol have worked with many customers in all situations. We make sure that they are always up to date with all the latest lending criteria and have the experience to provide expert Mortgage Advice in Bristol.
Free Mortgage Consultation | Mortgage Advisor in Bristol
Being a reliable and well-established Mortgage Broker in Bristol, we offer all our new and existing customers a free mortgage consultation.
Here, your Mortgage Advisor in Bristol, will pay attention to your situation and find out what you are considering doing. Our customers are our priority, and as a trusted mortgage broker in Bristol, we will recommend the best deal tailored to you and ease the pressure throughout the entire process.
If you decide to use our Mortgage Advice in Bristol service, you will receive your dedicated mortgage advisor and case handler. Both your case handler and your Mortgage Advisor in Bristol will be on hand to answer all your questions and help.
Mortgage advice in Bristol – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Typically, our free consultation will last up to an hour or so. Our team can turn around an agreement in principle within 24 hours of speaking to an advisor. A formal mortgage offer can take around three weeks on average.
It’s typically three payslips for an employee to prove their income and the latest 2 years’ accounts for a Self Employed applicant. You will also need to provide the lender with proof of ID, address, and 3 months’ bank statements.
Once you have submitted a minimum one year’s accounts, you can get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas some other lenders are known to go off your net profit.
Even if you have had credit problems, you may still be able to get a mortgage, though you may be required to put down a higher deposit than you otherwise would’ve, often 15% of the property purchase price.
The minimum deposit for buying a house in Bristol with High Street Lenders is around 5%. This can be higher if you have had previous credit problems.
You may find that it is possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. If you are looking to take out a mortgage on a second property, either to use it for yourself, a family member, a holiday home, or a Buy to Let, this may also be possible.
An Agreement in Principle will usually last between 30 and 90 days, depending on the lender you go with. If your Agreement in Principle expires, you can always have it refreshed.
To avoid being disappointed if an offer falls through, we recommend that home buyers obtain an Agreement in Principle before you begin viewing properties in Bristol. At the very latest you should obtain an AIP prior to making an offer to assist your bargaining position with a seller.
As a trusted and hard-working mortgage broker in Bristol, we will carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for your situation. A credit check will be required for an Agreement in Principle. Once you have given the lender all the relevant documentation and a valuation of the property has been completed, a formal mortgage offer can be issued.
Your free mortgage consultation with a trusted member of our mortgage advice team in Bristol will last around one hour. From there, your advisor will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether you wish to take it or step back.
