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Fast & Friendly Mortgage Advice in Bristol

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We love helping all our customers, especially the ones who really need Mortgage Advice in Bristol - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

For your FREE mortgage consultation call 0117 440 4704

About Us

For your FREE mortgage consultation call 0117 440 4704

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Bristol - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Bristol | Mortgage Advice in Bristol

Welcome to our mortgage brokers website Bristolmoneyman, we are a Mortgage Broker in Bristol and surrounding areas, were here to assist with any new or existing mortgage. When you use our full range of services, our Mortgage Advisors in Bristol can tailor their availability when it suits you.  

 

Having the advantage of being open seven days a week, they will be on hand, ready to help recommend you the best deal for your circumstances. We offer Open and Honest Mortgage Advice in Bristol and provide all new or existing customers with a free mortgage consultation.  

 

We have an excellent reputation over the years helping many customers with their mortgage journey, and our Mortgage Advisors in Bristol have many years’ experience helping in all kinds of mortgage situations. Making sure you feel relaxed and take the stress away. Providing Mortgage Advice in Bristol for home purchases and remortgages  

 

Responsive Mortgage Advice in Bristol 

Being a stand-alone Mortgage Broker in Bristol, we work with a large panel of lenders. Whether you are buying for the first time, moving home or an existing homeowner looking to remortgage and/or capital raise, we will hold your hand throughout the whole process and answer any questions you may have in mind. Also, we will search thousands of mortgage deals on your behalf and recommend the best one for you, saving you both your time and your money. 

 

We Work for You | Mortgage Broker in Bristol 

We will be by your side throughout your home buying or remortgaging process, and you will never have a moment where you need to worry. We hope that you will find us incredibly helpful, adaptable, and flexible to your mortgage needs. 

 

We work independently to Estate Agents, meaning that we have your sole interests at heart. 

 

Carrying out your mortgage consultation around your working hours is never a problem. You can be rest assured that you will receive professional open & honest Mortgage Advice in Bristol should you take up our services. 

Mortgage Advice in Bristol | Bank or Mortgage Broker? 

The Mortgage Advisor from your Bank is only able to offer a limited range of products which can limit your options when it comes to your mortgage. 

 

Our team offering Mortgage Advice in Bristol has access to a vast number of lenders. Each one with different criteria and products. Being an experienced Mortgage Broker in Bristol, we shop around and compare deals for you – saving you time and money. 

 

Overcoming Mortgage Hurdles Together 

Often, getting a new mortgage can be complicated, and it can be hard to get things in the right order. In any case, this is where having a reputable Mortgage Advisor on your sidewill prove beneficial. Common hurdles that we help our customers overcome include low credit score, being self-employed, outside of criteria, low borrowing capacity and other related situations. Being an experienced Mortgage Broker in Bristol, we can usually help. 

 

Our Mortgage Advisors in Bristol have worked with many customers in all situations. We make sure that they are always up to date with all the latest lending criteria and have the experience to provide expert Mortgage Advice in Bristol. 

 

Free Mortgage Consultation | Mortgage Advisor in Bristol 

Being a reliable and well-established Mortgage Broker in Bristol, we offer all our new and existing customers a free mortgage consultation. 

 

Here, your Mortgage Advisor in Bristol, will pay attention to your situation and find out what you are considering doing. Our customers are our priority, and as a trusted mortgage broker in Bristolwe will recommend the best deal tailored to you and ease the pressure throughout the entire process.  

 

If you decide to use our Mortgage Advice in Bristol service, you will receive your dedicated mortgage advisor and case handler. Both your case handler and your Mortgage Advisor in Bristol will be on hand to answer all your questions and help. 

Mortgage advice in Bristol – Options:

First Time Buyer Mortgage Advice Bristol

Our Mortgage Advisors in Bristol are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Bristol

Simply, wanting Mortgage Advice in Bristol, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Bristol

Seeking a better mortgage deal by using our Mortgage Broker in Bristol, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000s of mortgage deals across a large number of lenders, including:

Common mortgage questions

Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for Self Employed. You will also need to produce proof of ID, address, and 3 months’ bank statements.

Once you have submitted at least one year’s accounts, you can get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.

If you have had credit problems, you can still get a mortgage, but you may be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

The minimum deposit when purchasing a house in Bristol with High Street Lenders is typically 5%. In any case, this can be higher if you have had previous credit problems.

It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you want to use it for yourself, a family member, a holiday home, or a Buy to Let.

An Agreement in Principle typically lasts for between 30 and 90 days, depending on the Lender used. If your Agreement in Principle expires, it can always get refreshed.

To avoid possible disappointment, we recommend to our customers you obtain an Agreement in Principle before you begin viewing properties in Bristol. At the very latest you should obtain one prior to making an offer to assist your bargaining position.

As your mortgage broker in Bristol, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check gets required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

Your free mortgage consultation in Bristol will last around one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.

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Bristolmoneyman.com & Bristolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Bristolmoneyman

Bristolmoneyman, St. Brandon's House, 29 Great George St, Bristol, BS1 5QT.

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