Let us Find you the Perfect Remortgage!
Usually with most homeowners there comes a certain point in time where your mortgage is coming to an end. At this point it is time to start to look towards a possible Remortgage. We often find that our customers get in touch three months prior to their existing fixed period ending.
Remortgaging can be a good opportunity to improve your financial stability, by giving you the option to consolidate any short-term debts. This is subject to each individual circumstance, and prior to consolidating any debt we would always recommend speaking to a mortgage advisor.
Whether you are remortgaging to release equity, to get better rates, find a more appropriate deal or more, we will always do our best to ensure the process is quicker and smoother than the first time.
Although the process is slightly more straightforward, there are still some elements that remain the same as your initial purchase. Such as, you will still need to get a valuation, as well as hiring a solicitor who will transfer the deeds from one financial institution to another.
You will also need to make sure you have the right supporting documentation, and you will be subject to the same checks as a standard mortgage application: including an affordability assessment and credit check.
How does it work?Get a quote nowMeet your advisor