Mortgage Advice in Bristol for First Time Buyers
Our extensive experience has given us the opportunity to work with a plethora of First Time Buyers who are in need to support with taking that first step on the property ladder. We always provide a tailored mortgage service to each customer by utilising our rich knowledge and lengthy experience.
Over time, we have encountered a large variety of mortgage situations, some more common than others. As shown below, we have collated questions and scenarios that we regularly come across when we deal with First Time Buyers in Bristol.
How much can I borrow?
As a First Time Buyer, you could be wondering how much you might be able to borrow in advance so that you can plan ahead for a mortgage.
If you are looking for a rough estimate, we do have mortgage calculators dotted across our website, however, this will not give you an accurate amount. A Mortgage Advisor in Bristol can give you a more accurate idea of how much you may be able to borrow. Even though this is only an estimate, they can still factor in your situation when working out the amount.
Ready to Make an Offer
Another advantage to reaching out to a Mortgage Broker in Bristol, like ourselves, is that we can offer you help and guidance when you are looking to make an offer on the property.
Usually, your dedicated mortgage advisor will be able to help you get your mortgage agreement in principle (AIP) within 24 hours of your initial mortgage appointment. Having this with to hand could boost your chances of having an offer accepted.
You’ve Had an Offer Accepted
Getting an agreement in principle it’s always the best thing to do before you make any offers for a potential new home. As soon as you’ve had an offer accepted on a property, then the full mortgage application can begin.
A Mortgage Advisor in Bristol can be very beneficial as they will be able to see if you are eligible for a mortgage on the selected property at the amount you’re looking to borrow. From this, they will advise you on the next steps to take during your home buying journey.
Needs an Agreement in Principle (AIP)
As mentioned, our team of mortgage advisors can sort you out with a mortgage agreement in principle typically within 24 hours of your first point of contact.
We do recommend that you have an AIP with you before making any offer as this will indicate to the seller that you are ready to proceed with a mortgage.
I’ve been declined by your bank or building society, can I still get a mortgage?
Some customers get in contact with our team to get Mortgage Advice in Bristol after approaching a bank and getting declined. There can be a plethora of reasons as to why the bank declined you, but we may be able to help.
Utilising both our knowledge and experience as a Mortgage Broker in Bristol, we are able to help you find the best outcome for your personal situation. As well as this, we have access to a large panel of mortgage lenders, with a number of them offering very specialist products.
Throughout thee working week and even at weekends, we have a team available for you to contact if you have any questions as a First Time Buyer in Bristol, subject to availability. We would love to help you through your mortgage journey.
Why choose us for First Time Buyer Mortgage Advice in Bristol?
Our team of expert Mortgage Advisors in Bristol, have rich knowledge from helping a plethora of first time buyers begin their mortgage journey over the years.
7 days a week from early until late, we are here to answer any of your mortgage questions. We understand that everyone has a different lifestyle and work at different times which is why we are available for you to call at a time that is convenient for you.
You will receive a free mortgage appointment when you get in touch with our team. This can be done over the telephone or via Microsoft Teams video call.
In the circumstance where you feel your situation is too complex, worry not! With over two decades of mortgage experience under our belt, we may be able to help you. Over our time in the industry, we have dealt with a variety of situations, therefore, there is a high chance that we have encountered your situation before.
We strive in working hard for you and your mortgage journey which is all part of our tailored service.
Our team can search through 1000’s of different mortgage deals and with our rich knowledge, we can find you the most suitable mortgage product for your personal circumstances as a First Time Buyer in Bristol. We will be there to provide you with a helping hand from the first point of contact all the way through to you obtaining the key to your new home.
Here at Bristolmoneyman, we always work hard in making the mortgage journey as stress free as possible. Throughout the process, your dedicated case handler will keep you updated explaining what’s going on and keeping technical jargon to a minimum.
Contact our team and book yourself in for a free mortgage appointment today with an expert Mortgage Advisor in Bristol.