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Yes, as a first time buyer in Bristol, you have several mortgage options available to you.
Getting the right mortgage can be challenging, which is why speaking to a mortgage advisor in Bristol can be a great way to explore your options and get personalised guidance.
A mortgage broker in Bristol like us has access to various lenders and can offer tailored first time buyer mortgage advice, ensuring you find a deal that suits your financial situation.
Typically, first time buyers in Bristol will need at least a 5% deposit of the property’s value.
While some lenders may require more, a mortgage advisor in Bristol can help you understand your options and find the right lender for your circumstances.
For first time buyer mortgage advice in Bristol, working with a mortgage broker can give you insights into schemes or options that might help boost your deposit, making your dream of homeownership a reality.
The amount you can borrow as a first time buyer in Bristol depends on factors such as your income, outgoings, and credit history.
Typically, lenders will offer around 4-4.5 times your annual salary.
For a more accurate assessment, a mortgage broker in Bristol can evaluate your situation and provide expert mortgage advice.
One of our mortgage advisors in Bristol will be able to carry out an affordability assessment, helping you understand your borrowing potential and ensuring you secure the most suitable deal for your needs.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
187 5 Star Reviews
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
Abdul khaliq Mayar
I would highly recommend UK Money Man, especially Matthew Collinson and Paula. They have done an amazing job for me from start to finish. My previous mortgage broker got my application declined through TMW, and I was very stressed and worried. When I came to UK Money Man, they completely changed the game for me. Matthew was always helpful, professional, and kept me updated at every stage — even on his day off. That level of service really meant a lot to me. Paula was also fantastic and worked hard on my application. Thanks to their hard work and support, my mortgage was approved. I truly appreciate everything they have done for me and my family. I would definitely recommend Matthew, Paula, and UK Money Man to anyone looking for a reliable and supportive mortgage broker.
11 May 2026
Flc
Amazing company! Used them many times since 2018 and always a high standard of service! Would definitely recommend!
5 May 2026
William Thompson
I would like to say Thankyou to Jonathan and Dan for giving me an easy experience in sorting out my equity release.They were polite,friendly and very professional in their duties,and they made everything as easy as possible for me
29 Apr 2026
Yasir Noori
The team at UK Moneyman, especially Stacey Waudby and Matt Collinson, were fantastic. They have been really helpful throughout the process and in keeping me in the loop, with any update regarding the application
16 Apr 2026
Janiene Walton
Great service, very professional and I felt my adviser really was interested in helping me get the best deal for a repayment mortgage for my age group.
29 Mar 2026
Andrea McLaren
What a fantastic team. Can’t recommend them highly enough. Warren and Johnathan were so professional and so easy to talk and explain things to. Everything about my remortgage went smoothly thanks to them. I will certainly be recommending them to friends and family. Thank you guys for all of your help, couldn’t have done it without you.
20 Mar 2026
Paul PI
UK Moneyman provide an excellent service, in my case with complex conveyancing. Simple upload of documents, excellent comms and friendly. They took time to understand my needs and to explain options and prov8de illustrations of what I was agreeing to. Fee was reasonable and transparent with no hidden traos or surprises. When things were not quite going as expected (loan provider not UK moneyman this was sorted quickly and efficiently. I would thoroughly reccomend them if you are looking for a mortgage, especially if what you need is not quite standard. Warren and Lizzy did the work, thankyou both...
19 Mar 2026
Craig Butler
I had a great experience working with Leo and Jo as my mortgage brokers. As a first-time buyer, the whole process felt quite daunting at the start, but they provided clear and helpful information from day one, which really put me at ease. They were always quick to respond to my emails and kept everything moving smoothly, regularly following up and making sure nothing was missed. A special mention to the moment they called to let me know my mortgage offer had been approved. It made the whole experience feel exciting and personal, rather than just transactional. I’d definitely recommend Leo and Jo to anyone, especially if you’re a first-time buyer looking for guidance and support throughout the process.
18 Mar 2026
Start by booking a free initial mortgage appointment with one of our mortgage advisors in Bristol.
They will assess your financial situation and help identify the most suitable mortgage options for your needs.
Your mortgage advisor in Bristol will search through 1000s of mortgage products across a wide range of lenders.
This ensures you receive the most competitive deal tailored to your specific circumstances.
Once you choose a mortgage, your mortgage advisor in Bristol will help you prepare and submit your application to the lender.
They will manage the process, keeping you updated on any requests for documents or further information.
When your application is approved, your solicitor will handle the final legal steps to complete the property purchase.
Funds are then transferred to the seller, and you officially become a homeowner.
We offer a free initial mortgage appointment to discuss your needs and guide you through the process.
Your mortgage advisor in Bristol will explain your options in simple terms, making sure you feel confident about your choices.
Your journey starts with tailored advice that suits your individual situation.
With access to 1000s of mortgage products from a wide range of lenders, we aim to find you the most suitable deal tailored to your circumstances.
We compare a variety of options to ensure you secure a mortgage that fits your financial circumstances.
This broad access maximises your chances of finding the most suitable mortgage.
Our dedicated service supports you from start to finish, providing expert guidance every step of the way.
We handle the paperwork and liaise with lenders on your behalf, making the process smooth and stress-free.
You can rely on us for personalised, professional mortgage advice in Bristol that prioritises your needs.
We understand that life can be busy, which is why our team is available to assist you seven days a week.
This flexible service means you can get mortgage advice in Bristol at a time that suits you, even outside of regular business hours.
We’re here to help whenever you need us throughout your mortgage journey.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Bristolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Bristolmoneyman 2009–2026
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Bristolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Bristolmoneyman 2009–2026
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