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Buy to Let Mortgage Advice in Bristol

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0117 440 4704

We Search 1000’s of Buy to Let Deals
to Save you Money!

Whether you are looking to purchase your first investment property or are a portfolio landlord, our experienced Mortgage Advisors in Bristol have a wealth of knowledge when it comes to Buy to Let mortgages. Keeping up to date with all the latest legislation and market updates is our job! We can help with both purchases and Remortgage, searching 1000s of deals to find the best Buy to Let mortgage for you. 

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

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Popular Buy to Let Mortgage Scenarios we have come across 

Our Mortgage Advisors in Bristol are very experienced when it comes to Buy to Let mortgages, below we have listed some of the most popular scenarios our Advisors have come across: 

  • Buy to Let remortgage options & deals 
  • Capital raising advice 
  • Limited Company Mortgages, aka Specific Purpose Vehicles (SPVs) 
  • HMO Mortgages, a House in Multiple Occupation 
  • Buy to Let Mortgage Options for Retired Landlords 
  • Specialist Mortgage Advice in Bristol for Professional & Portfolio Landlords 

Contact us today to book your free buy to let mortgage consultation in Bristol, and we will be happy to help you and answer any questions you may have.  

The reason why you should choose Bristolmoneyman 

As your Buy to Let Mortgage Broker in Bristol, we will help and support you through the full process and be here seven days a week, anytime you need us. We know that Buy to Let mortgages are not always straightforward; we will do our best to try and -help you over any hurdles that you face. 

 

We will always be open and honest, taking away as much stress as possible. Our free Buy to Let mortgage consultations are available daytime, evening, or weekends. Here at Bristolmoneyman, we pride ourselves on providing a top level of mortgage advice service in Bristol. 

 

Contact us today to book your free initial buy to let mortgage consultation in Bristol, and we will be happy to help you and answer any questions you may have.  

What our customers say

Common mortgage
questions

Typically, our free consultation will last up to an hour or so. Our team can turn around an agreement in principle within 24 hours of speaking to an advisor. A formal mortgage offer can take around three weeks on average.

It’s typically three payslips for an employee to prove their income and the latest 2 years’ accounts for a Self Employed applicant. You will also need to provide the lender with proof of ID, address, and 3 months’ bank statements.

Once you have submitted a minimum one year’s accounts, you can get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas some other lenders are known to go off your net profit.

Even if you have had credit problems, you may still be able to get a mortgage, though you may be required to put down a higher deposit than you otherwise would’ve, often 15% of the property purchase price.

You may find that it is possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. If you are looking to take out a mortgage on a second property, either to use it for yourself, a family member, a holiday home, or a Buy to Let, this may also be possible.

An Agreement in Principle will usually last between 30 and 90 days, depending on the lender you go with. If your Agreement in Principle expires, you can always have it refreshed.

To avoid being disappointed if an offer falls through, we recommend that home buyers obtain an Agreement in Principle before you begin viewing properties in Bristol. At the very latest you should obtain an AIP prior to making an offer to assist your bargaining position with a seller.

As a trusted and hard-working mortgage broker in Bristol, we will carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for your situation. A credit check will be required for an Agreement in Principle. Once you have given the lender all the relevant documentation and a valuation of the property has been completed, a formal mortgage offer can be issued.

Your free mortgage consultation with a trusted member of our mortgage advice team in Bristol will last around one hour. From there, your advisor will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether you wish to take it or step back.

Though it varies anywhere between 20%-40%, the lowest required deposit for a buy to let mortgage is usually around 25% of the property value.

We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Bristolmoneyman.com & Bristolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2021 Bristolmoneyman

Bristolmoneyman, St. Brandon's House, 29 Great George St, Bristol, BS1 5QT.

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