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Mortgage for Over 60s in Bristol

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Mortgage for Over 60s in Bristol

Explore your options with various mortgages for over 60s.

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Why are you looking to remortgage?

What is your main source of income?

Do you live in the property you're looking to remortgage?

Can you let us know your age group?

For joint applicants, please select the youngest group

What best describes what you are looking to achieve?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

Which stage are you currently at?

How much deposit do you have available?

What percentage deposit do you have available?

What is your main source of income?

Select as many options as you like

Are you an existing buy to let property owner?

Do you own a residential property?

Can you evidence a minimum income of £25,000 p/a?

Can you tell us more about the deposit you have available?

Please tell us more about your current situation and what you're looking to achieve

Include as much detail as possible

What best describes what you are looking to achieve?

Please tell us what you are looking to achieve

Include as much detail as possible

Do you have at least 30% deposit or equity available?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

Are you a property owner?

With or without a mortgage

Are you currently?

Do you have an offer of a job that is due to start in the next 90 days?

Is all of your income currently from state benefits?

Which type of insurance are you looking to take out?

Select as many options as you like

Please tell us what age bracket you fall into?

Please tell us a little bit more about your situation which would support your application

How can we help?

Please provide as much detail as possible below

What are you looking to achieve?

What type of property are you buying?

Please tell us about your current situation and why it's complicated

Include as much detail as possible

What stage are you currently at?

How much deposit do you have available?

What type of property are you looking to purchase?

Is the house a new build or part of a shared ownership scheme?

How would you describe your credit history?

Would you be able to give us an overview of your credit history?

Please go into as much detail as possible, including type (e.g. CCJ, default, etc.), amount and the date issued if available

What is your main source of income?

Select as many options as you like

What is your total household earned income p/a?

£

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Kindly provide your contact details below

By clicking “Submit” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

How long have you been self employed?

What are you looking to achieve?

Kindly provide your contact details below

Once you've provided your contact details below, you'll be able to select a date and time for your free initial mortgage appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a specialist appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for an equity release appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a bridging loan appointment.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a protection review.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Congratulations! You qualify for a secured loan appointment.

Please fill out your details below and we will show you the Calendly booking widget.

By clicking “Schedule Date/Time Online” you agree for UKMM Limited to contact you to discuss your requirements. Full details on how we process your personal data and your rights as a data subject can be found in our privacy policy.

Thank you!

Your details have been received. We will be in touch soon.

Sorry, we are unable to help at this moment.

Currently, we are only able to help bridging loan customers who have a 30% deposit or sufficient equity available. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for bridging finance hints and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Currently, we are only able to help existing property owners with secured loans. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage explainers and tips.

Stay connected for mortgage tips, market updates, and exclusive content!

Sorry, we are unable to help at this moment.

Unfortunately, based on the information provided, we currently don't have any lenders on our panel who can assist with cases where all income is from state benefits. If your situation changes in the future, please feel free to reach out to us again. In the meantime, feel free to follow us on social media to keep up to date with the latest mortgage market updates or visit our helpful guides section on the website for mortgage tips and advice.

Stay connected for mortgage tips, market updates, and exclusive content!

Can I get a mortgage if I'm aged over 60 in Bristol?

If you’re looking for a mortgage over 60 in Bristol, you’re certainly not short of options. As a mortgage broker in Bristol, we’re equipped to assist in a wide variety of circumstances:

  • Advice on remortgaging for those who are 60 or older.
  • Assistance with buying a new property for those in their 60s and beyond.
  • Guidance on managing a current mortgage nearing its final term.
  • Equity release schemes tailored specifically for those aged over 60.
  • Support for those struggling with poor credit or looking to consolidate debts.
  • In a tricky situation?

Our aim is to make the process as straightforward as possible, regardless of your personal circumstances.

Mortgage for Over 60s in Bristol

The Types of Mortgages for Over 60s

If you’re looking for a mortgage over 60 in Bristol, you have six key options to consider:

  • Repayment Mortgages – This is a common type of mortgage. Provided you fulfil the necessary criteria and prove affordability, these mortgages can be obtained until you’re well into your 80s.
  • Interest-Only Mortgages – You can have these mortgages until you’re 80 or more. However, you’ll need a plan to settle the remaining balance when the term finishes.
  • Hybrid Mortgages – A blend of repayment and interest-only components, these mortgages can continue until you’re older than 80.
  • Retirement Interest-Only Mortgages (RIOs) – Suitable from the age of 55, these mortgages necessitate a monthly payment and are designed to last for your lifetime.
  • Lifetime Mortgages – This form of equity release allows you to secure a lifetime mortgage from the age of 55 onwards, without the need for monthly repayments.
  • Home Reversion Plans – Under this plan, you transfer ownership of your home in exchange for a substantial cash amount and the guarantee of a place to live for the rest of your life.

Mortgage Advice in Bristol for Clients Over 60

Opting for equity release should only be considered as a last option when seeking a mortgage over 60 in Bristol. There are many different, and sometimes more affordable alternatives available.

Speaking with a mortgage broker in Bristol can be vital when seeking a mortgage over 60 in Bristol. We will assess every mortgage option open to you and aim to locate a solution that is cost-effective over time.

We are committed to sourcing a financial product that aligns with your individual and financial circumstances. Your mortgage advisor in Bristol will never suggest a financial product that isn’t in line with your goals and personal financial situation.

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Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £995.

You should always think carefully before securing a loan against your property.

A lifetime mortgage will reduce the value of your estate and may affect your entitlement to means tested benefits.

Clearing existing mortgage with a lifetime mortgage may result in higher cost of borrowing.

Mortgages for Over 60s in Bristol FAQs

Our Customers Love Us

Reviews Stars4.89 Rating9 Reviews

Our Simple 4-Step Process

Arrange a Free Chat

Arrange a Free Chat

Step 1

The initial action to take is to book your free initial mortgage consultation or call with one of our mortgage advisors in Bristol.

In this conversation, we’ll evaluate your financial situation and explore all the possible choices available to you. This is also an excellent opportunity for you to ask any queries you may have!

Exploring All Options

Exploring All Options

Step 2

Securing a mortgage over 60 in Bristol may occasionally present challenges. However, our role is to provide the necessary assistance for you to discover the ideal mortgage product that fits your needs.

We will search through thousands of mortgages to identify the most suitable choice for your specific circumstances.

Mortgage Application

Mortgage Application

Step 3

As soon as we pinpoint a mortgage deal that’s suited to your individual needs, we can start arranging your mortgage application.

Our dedicated case managers will simplify the process of securing a mortgage over 60 in Bristol, by handling all the necessary documentation related to the process. This ensures a stress-free experience for you.

Keeping You Protected

Keeping You Protected

Step 4

Once we’ve put forward your application for a mortgage, we will also explore your insurance possibilities together.

Our objective is to ensure the future security of you and your loved ones. In the event of your passing or if you were to suffer an permanent illness, our aim is to guarantee your family’s financial stability.

Reasons to Choose Us

Free Initial Appointment in Bristol

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We provide a free initial mortgage consultation for all our clients. You can easily arrange this by booking online or phoning our office to kick off your journey.

In this meeting, we will review your personal and financial circumstances to identify which mortgage options are likely to be of the greatest advantage to you.

Our Service

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As your mortgage broker in Bristol, we are committed to guiding you step-by-step through the process of obtaining a mortgage.

Our aim is to remove all of the stress that comes with getting a mortgage over 60 in Bristol. We’ll carry out all of the paperwork and find the perfect mortgage product for your personal and financial situation.

20+ Years of Experience

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For over two decades, we’ve been helping clients get a mortgage over 60 in Bristol. From complex cases to straightforward processes, we’re sure that we have the experience to help you.

Our objective is to offer robust and professional mortgage guidance in Bristol, walking with you every step of the way. We ensure you are fully informed and consulted throughout the process.

7 Days a Week

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We’re on hand to assist you every day of the week, including most bank holidays. Our goal is to be available when it’s most convenient for you.

Whether it’s early morning, evening, or night-time, we’re ready to address all your queries about securing a mortgage over 60 in Bristol.

Malcolm and Amy Davidson - Mortgage Advice in Newcastle

We Search 1000s of Mortgages in Bristol

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Types of Mortgages For Over 60s in Bristol

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Bristolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

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