Moving Home Mortgage Advice in Bristol
If you are currently living outside of the Bristol area and are thinking of relocating or are currently living in the area and looking to move within the city, our mortgage advisors have provided Mortgage Advice in Bristol to a number of customers, supporting them towards their home owning goals.
Below are some of the most common mortgage scenarios our team regularly comes across when speaking to customers:
How Much You Can Borrow & The Costs
Through our experience, we have found that lots of customers get in touch with us early on in the process of seeking Mortgage Advice in Bristol. The reason for this is usually because they are wanting a rough idea of how much they will be able to borrow, the interest rates at which this amount would be, and how much their monthly repayments could be.
Need an Agreement in Principle
When you have attended your Free Mortgage Appointment, it’s then time for your dedicated mortgage advisor to search through 1000’s mortgage deals to find you the one that is fitting for your mortgage situation. As soon as you agree with our recommendation, we can then proceed by getting your mortgage agreement in principle sorted.
Your Offer on a New Home Has Been Accepted
You might have already had an offer accepted on your new home in Bristol, it’s now time to begin your full mortgage application process. For this, you will need to go back and speak to your mortgage advisor to begin this. Our team can also support you with different types of property surveys and suggest a trusted conveyancing solicitor to you.
Having Trouble with the Bank
If you have approached a bank or building society and been declined, this could be due to a variety of reasons. You might have not met their credit scoring criteria, or the lender simply not being willing to lend you the amount you require.
Whatever the reason might be for declining, it’s still best that you approach an experienced Mortgage Broker in Bristol like ourselves. Here at Bristolmoneyman, we work with a large panel of mortgage lenders who can offer specialist or niche products, fitting for those who may struggle with a mortgage due to their credit history.
This will come down to your financial and personal circumstances and what is presented on your current credit file. Our team of Mortgage Advisors in Bristol have vast knowledge and has helped many customers by matching them up with the most appropriate mortgage product for their circumstances
Remember, the reasons above are the ones our team regularly encounters when customers get in touch with us when looking to start their moving home journey. With this in mind, please don’t hesitate to get in contact even if you feel your situation doesn’t relate to any of the above. You might find that we have encountered your situation numerous times before and would be more than happy to help you with this.
Why customers have chosen Bristolmoneyman as their Mortgage Broker
Our team of expert and friendly team of Mortgage Advisors in Bristol will be able to talk you through the process and help you on your moving home journey. From your first point of contact to the very end of the journey, we will provide a helping hand and answer any of your questions you may have on the way.
Here at Bristolmoneyman, we have an experienced team available to provide you with the support you need to get you on the property ladder. Our experience has exposed to many varying situations so it’s rare that we encounter a situation we haven’t before. We also provide specialist advice to those with complex cases.
All our customers will be offered a free home movers’ review. Within this review, our team will look at your mortgage goals to see if this is the appropriate route to take. As well to this, we will look at your monthly payments and the maximum amount you want to be able to borrow.
When we have got some initial information off you and had an idea of what your mortgage goals are, within your free home movers review, your designated Mortgage Advisor in Bristol will then use the information to search through thousands of different mortgage deals. Here, they will be able to find you the product that benefits your financial circumstances.
Getting Your Mortgage Agreed in Principle
As soon as you are happy to proceed with the recommendation, our team will then look to get your mortgage agreement in principle sorted. We will be able to get this sorted for you typically within 24 hours of your initial appointment. Having this in hand will provide further support for you when you would like to make an offer on a property.
When you have found your new home in Bristol and the seller of the property has accepted the offer you have made, we will be able to help you go forward of getting your full mortgage application sorted. As mentioned, we will support you until completion.
We believe the process is more than finding you a mortgage. We always go the extra mile by helping you with the different surveys available and help you with conveyancing solicitor quotes.
Along with advising the most appropriate mortgage for you, your advisor will also suggest suitable insurances to help you over the remaining mortgage payments if something unfortunate happens. We are here to help you achieve your mortgage goals! We look forward to hearing from you.