Speak to an Advisor 7 days, 8am - 10pm
Speak to an Advisor 7 days, 8am - 10pm
First, you’ll need to review your current mortgage deal and assess whether it’s better to stick with your current lender or switch to a new one.
Lenders will carry out affordability checks, which include examining your income, expenditure and credit history to see what you can borrow.
If you have a fixed-rate deal, early repayment charges may apply if you move before the term ends. Speaking to a mortgage broker in Bristol like us can help you explore the most suitable options for your situation.
When moving home in Bristol, the amount that you can borrow typically depends on your income, expenses, credit score and the equity in your current property.
Lenders usually offer around 4 to 4.5 times your annual income, but this can vary. That’s why it is always worth speaking with a mortgage advisor to find the true amount you can borrow.
Getting tailored mortgage advice in Bristol based on your situation can help provide a more accurate figure.
Yes, in many cases, you can port your mortgage when moving home in Bristol. Porting means transferring your current mortgage to a new property, keeping the same lender and mortgage deal.
This option is ideal if you have a favourable interest rate. However, you’ll need to reapply and go through the lender’s affordability assessments.
If the new home is more expensive, you might need to borrow additional funds, which could come with different terms. Speak with one of our mortgage advisors in Bristol to see if porting is the right choice for your move.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
195 5 Star Reviews
Steve Taylor
Excellent Customer Service from initially Dan who arranged our Lifetime Mortgage. The members of the Admin Team were always friendly and helpful. Special mention to Kerry Bewell for her willingness, post-completion, to help when needed. I would definitely recommend UK Moneyman to others.
6 Jul 2026
Dan
Couldn't recommend more! Conor's service was excellent from start to finish and make the process as easy and smooth as possible especially since we didn't even know where to start.
6 Jul 2026
Eva Elliott
We used money man to help us find a mortgage for our first house nearly 7 years ago. They were brilliant at helping us navigate as self employed people. We are just about to use them for our next house!
1 Jul 2026
Rob Shireby
Chris, Ami and Malcolm are all great people, very good experience.
24 Jun 2026
keith mantle
UKmoneyman helped us to obtain a mortgage.. They are a professional and helpful companywho we would reccomend to anyone seeking a mortgage Regards, Keith & Sandra Mantle
12 Jun 2026
Adam Bateman
Just wanted to comment on the experience I have had dealing with uk moneyman for my re mortgage. The team have been excellent throughout, special shout out to Stacy Waudby who has been a pleasure to deal with and has really been pro-active and helpful. I would definitely recommend them to anybody looking for independent mortgage advice
9 Jun 2026
amber sheridan
Ami has been great. She explained everything clearly and answered all of our questions (silly or not). Communication was great, genuinely couldn't recommend this service or our advisor Ami more.
28 May 2026
Keith Hirst
UK Moneyman have helped with my mortgage and remortgage for many years. Always really helpful and knowledgeable. My latest remortgage was done with Conor, who was great at making sure I was getting not just the best deal, but the right deal for my needs.
22 May 2026
Victor Abrams
I found Warren Bailey to be a very helpful and knowledgeable advisor when I discussed with him the potential options for a retirement mortgage . He had contacted me within a day of my seeking an initial conversation with him , and he reassured me there were lenders out there who would consider a mortgage paid out of pension , despite my own bank nort even talking to me as I was over 70 ! Within a couple days Warren had led me through the onboarding process , had explained what documents were needed and had found me a lender suited to my requirements. An excellent experience, and I would recommend him strongly to people looking for a retirement mortgage, and generally . Victor Abrams
15 May 2026
Julie Brake
We would have given them 20 stars. Both Warren & Lizzi have worked so hard on our behalf, in what has not been the smoothest of circumstances. They have been so professional and kept us updated. Would thoroughly recommend this company. With grateful thanks in getting us our mortgage.
12 May 2026
We offer a free initial mortgage review to understand your financial situation and discuss your goals for moving home in Bristol.
This helps us find the most suitable mortgage deal tailored to your needs.
With access to 1000s of mortgage products from a wide range of lenders, we explore various options to find the most suitable fit.
Our wide selection means you’ll have more choice when moving home in Bristol.
Once you’ve chosen your mortgage, we’ll handle the application process, ensuring all paperwork is completed accurately.
We’ll liaise with the lender on your behalf, keeping you updated every step of the way.
On completion day, the funds are transferred, and you officially become the owner of your new home.
We’ll be there to ensure everything goes smoothly, even beyond completion.
When moving home in Bristol, we offer a free initial mortgage review to assess your needs and explore your options.
Our expert mortgage advisors in Bristol will look at your financial situation to find a deal that suits your circumstances.
This initial review is designed to give you a clear idea of your budget and what to expect moving forward.
We have access to 1000s of mortgage deals from a vast range of lenders, ensuring you have plenty of options when moving home in Bristol.
Whether you’re looking for a fixed-rate, tracker, or something more flexible, we’ll find a deal that fits your plans.
Our extensive panel of lenders means we can cater to various financial situations and property types.
We pride ourselves on offering a personalised service to make your move in Bristol as smooth as possible.
Our experienced team will handle the entire mortgage process, from finding the most suitable deal to liaising with solicitors and lenders.
With our support, you can focus on the exciting parts of moving to your new home.
We’re here to help you with your home move every day of the week, including evenings.
Our flexible hours mean you can reach out for advice or updates at a time that suits your busy schedule.
Moving home in Bristol can be stressful, so we make ourselves available whenever you need us.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
Download For Free
Read our 10 Reviews
Bristolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Bristolmoneyman 2009–2026
Contact
Follow Us
Bristolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Bristolmoneyman 2009–2026
Speak to an Advisor
7 Days a Week, 8am – 10pm
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
