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First, you’ll need to review your current mortgage deal and assess whether it’s better to stick with your current lender or switch to a new one.
Lenders will carry out affordability checks, which include examining your income, expenditure and credit history to see what you can borrow.
If you have a fixed-rate deal, early repayment charges may apply if you move before the term ends. Speaking to a mortgage broker in Bristol like us can help you explore the most suitable options for your situation.
When moving home in Bristol, the amount that you can borrow typically depends on your income, expenses, credit score and the equity in your current property.
Lenders usually offer around 4 to 4.5 times your annual income, but this can vary. That’s why it is always worth speaking with a mortgage advisor to find the true amount you can borrow.
Getting tailored mortgage advice in Bristol based on your situation can help provide a more accurate figure.
Yes, in many cases, you can port your mortgage when moving home in Bristol. Porting means transferring your current mortgage to a new property, keeping the same lender and mortgage deal.
This option is ideal if you have a favourable interest rate. However, you’ll need to reapply and go through the lender’s affordability assessments.
If the new home is more expensive, you might need to borrow additional funds, which could come with different terms. Speak with one of our mortgage advisors in Bristol to see if porting is the right choice for your move.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
4.90 Rating10 Reviews
Tamsyn
As first time buyers my partner and I were uncertain of our mortgage options so we chose to use UK Moneyman and I’m so glad we did. I have been really impressed with the service I have received from Jason and Debbie. From the initial...
3 months ago
Anonymous
Excellent service, kept up to date and was advised every step throughout the process.
7 months ago
Anonymous
Dan and Jonathan were both brilliant and kept me informed all the way after helping me find the product that was suitable for me. I wouldn't hesitate to use Moneyman again. We communicated by email and telephone.
1 year ago
Anonymous
A bit of background - I was coming to the end of an interest only mortgage so sought advice on my options with the UKMoneyman and was introduced to Dan who was very helpful and went through my options of the different products and the pros and cons...
1 year ago
Adam
Worth their weight in gold. Helped navigate a complex mortgage enquiry, we would have fallen at the first hurdle if we were applying on our own. Excellent response times and always kept us informed. Was on the fence about going with a broker at all...
2 years ago
James
Malcolm and his team are so helpful, from the first call I had to discuss options all the way to getting my mortgage offer today. Any query I've had they answered immediately and offered to talk through my options, my case worker Lizzi was...
2 years ago
Jessica
Very responsive even in late evenings! Answered all of the questions that I had, explained the whole process through out and made the house buying process so much easier!
3 years ago
Anonymous
Helen was lovely to chat with, she booked me in for an appointment with a broker within minutes of me sending an email enquiry on a Sunday and explained everything about the process really well.
3 years ago
Eamonn
Spoke to several Mortgage Brokers about my situation and having talked to Malcolm, he fully understood my views and gave me his honest opinion. A very professional, friendly, and efficient service that enabled us to the best mortgage on the market.
5 years ago
We offer a free initial mortgage review to understand your financial situation and discuss your goals for moving home in Bristol.
This helps us find the most suitable mortgage deal tailored to your needs.
With access to 1000s of mortgage products from a wide range of lenders, we explore various options to find the most suitable fit.
Our wide selection means you’ll have more choice when moving home in Bristol.
Once you’ve chosen your mortgage, we’ll handle the application process, ensuring all paperwork is completed accurately.
We’ll liaise with the lender on your behalf, keeping you updated every step of the way.
On completion day, the funds are transferred, and you officially become the owner of your new home.
We’ll be there to ensure everything goes smoothly, even beyond completion.
When moving home in Bristol, we offer a free initial mortgage review to assess your needs and explore your options.
Our expert mortgage advisors in Bristol will look at your financial situation to find a deal that suits your circumstances.
This initial review is designed to give you a clear idea of your budget and what to expect moving forward.
We have access to 1000s of mortgage deals from a vast range of lenders, ensuring you have plenty of options when moving home in Bristol.
Whether you’re looking for a fixed-rate, tracker, or something more flexible, we’ll find a deal that fits your plans.
Our extensive panel of lenders means we can cater to various financial situations and property types.
We pride ourselves on offering a personalised service to make your move in Bristol as smooth as possible.
Our experienced team will handle the entire mortgage process, from finding the most suitable deal to liaising with solicitors and lenders.
With our support, you can focus on the exciting parts of moving to your new home.
We’re here to help you with your home move every day of the week, including evenings.
Our flexible hours mean you can reach out for advice or updates at a time that suits your busy schedule.
Moving home in Bristol can be stressful, so we make ourselves available whenever you need us.
Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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Bristolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Bristolmoneyman 2009–2026
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Bristolmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© Bristolmoneyman 2009–2026
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