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Mortgage Broker in Bridgwater

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0117 440 4704Speak to an Advisor - It's Free!

Mortgage Broker in Bridgwater

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0117 440 4704

Providing expert mortgage advice in Bridgwater

Welcome, we are a mortgage broker in Bridgwater, and we are committed to providing the support and guidance you need throughout your mortgage journey. We aim to alleviate the stress and anxiety often associated with the mortgage process, ensuring a smooth and hassle-free experience for you.

Our expertise lies in helping you determine your borrowing capacity and finding a mortgage deal that is perfectly tailored to your unique circumstances. Drawing on our extensive 20 years of industry experience, we strive to save you valuable time and money during your mortgage process.

To accommodate your busy personal and professional life, we are available to assist you 7 days a week. Simply book an appointment online and select a date and time that works best for you.

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Popular Mortgage Scenarios in Bridgwater

All of our customers receive a free mortgage appointment!

No matter your unique mortgage situation, our dedicated mortgage advisors in Bridgwater are here to help. During your free appointment, our advisors will take the time to understand your needs and offer tailored advice specific to your circumstances. They will answer all your mortgage questions and conduct a thorough affordability assessment, considering factors like your income and expenses.

Booking your free mortgage appointment in Bridgwater has never been easier. You can conveniently schedule it online or simply give our friendly team a call. This initial step comes at no cost to you, ensuring you can explore your mortgage options in Bridgwater without any financial commitment.

Take a look at our reviews from satisfied customers who have benefitted from our mortgage service. We pride ourselves on delivering expert advice and support to make your mortgage journey in Bridgwater smooth and easy-going!

Our Reviews

Popular Mortgage Scenarios in Bridgwater

First Time Buyer Mortgages in Bridgwater

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Making your first journey into the world of mortgages in Bridgwater can be a little overwhelming – where do you even begin? Don’t worry, we’re here to help guide and support you every step of the way, ensuring you feel calm and confident every step of the way!

The first thing we’ll do is assess your mortgage affordability, ensuring you fully grasp the necessary steps to secure your first mortgage in Bridgwater. Of course, a big part of this journey is saving up for a deposit, typically around 5% to 10% of the property’s value. Assuming you have a good credit score, as a first time buyer in Bridgwater, you should have access to favourable interest rates and competitive mortgage products.

However, if you happen to be a first time buyer in Bridgwater with bad credit, you might need to put down a minimum of a 10% deposit.

So, whether you’re a first time buyer in Bridgwater with a clean credit history or someone facing credit challenges, your journey toward securing your dream home starts here. Reach out to our dedicated team and let’s begin your mortgage journey together.

Moving Home Mortgages in Bridgwater

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When it comes to moving to a new home in Bridgwater, it’s not just about finding the perfect property. You also need to consider your mortgage options. Unfortunately, it’s not always possible to transfer your current mortgage to your new home in Bridgwater, which means you’ll need to take out a new mortgage product.

But don’t let the thought of navigating the mortgage process on top of everything else overwhelm you. That’s where a mortgage broker in Bridgwater can really come in handy. Our team of experienced mortgage advisors will take all the stress and hassle out of the mortgage side of things, leaving you free to focus on the exciting task of moving.

Not only will our mortgage advisors in Bridgwater make the process as smooth and stress-free as possible, but they’ll also work hard to find you a competitive new mortgage for your new home. Don’t let the mortgage process hold you back from enjoying the excitement of your move – let us handle it for you.

Buy to Let Mortgages in Bridgwater

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Finding the right mortgage for your buy to let property in Bridgwater is crucial for your financial well-being. Our mission is to scour the market and discover the ideal deal that aligns with your unique personal and financial situation.

Whether you currently have an existing portfolio of buy to let properties or are planning to invest in a buy to let in Bridgwater, our expert team is here to guide you through the mortgage process, ensuring you receive the most advantageous product available.

Not only can we help when it comes to remortgaging your buy to let property in Bridgwater, but we also specialise in assisting landlords seeking HMO mortgages, let to buy mortgages, and holiday let mortgages.

Remortgaging in Bridgwater

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As you near the end of your fixed mortgage term in Bridgwater, it’s important to start thinking about remortgaging your current product. Remortgaging simply means taking out a new mortgage deal to replace your existing one.

If you fail to remortgage before the expiration of your current fixed term, you’ll automatically be switched to your lender’s standard variable rate of interest. This rate is usually higher than what you’ve been previously on, resulting in potential increases to your monthly mortgage repayments. With a remortgage in Bridgwater, you could avoid this new interest rate and increased monthly repayments.

As a mortgage broker in Bridgwater, we advise our clients to explore their remortgage options around six months before their fixed term ends. This timeframe allows both you and your mortgage advisor in Bridgwater ample time to assess the available choices. There may be instances where you could remortgage early and switch to a deal that saves you money in the long haul.

Beyond the basic act of remortgaging in Bridgwater, there are additional options to consider. For example, you might consider remortgaging to release equity, financing home improvements, or consolidating debt into your mortgage. These alternatives could potentially lengthen your overall mortgage term and increase your monthly repayments. On the other hand, they may also offer short-term benefits that are worth considering

Self Employed Mortgages Bridgwater

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As a self employed applicant in Bridgwater, your mortgage journey may vary slightly from that of other applicants. While the general process remains similar, you will need to submit additional documentation to prove your income and affordability for a mortgage.

When you schedule a free mortgage appointment, your mortgage advisor in Bridgwater will carefully analyse your financial situation to determine the feasibility of obtaining a mortgage based on your self employed status.

Fortunately, some lenders specialise in serving self employed applicants. Our role as your mortgage broker in Bridgwater is to diligently explore these lenders to find the most suitable mortgage product for your unique circumstances.

Mortgages For Over 50s in Bridgwater

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If you are over the age of 50 and are looking to get a mortgage in Bridgwater, we recommend talking to one of our experts.

The world of mortgage options can be overwhelming, with numerous choices to consider. However, finding the perfect fit for your situation is essential.

To start exploring your mortgage possibilities, you can schedule a free appointment online or reach out to our knowledgeable team for a comprehensive discussion.

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Our Simple 4-Step Process

Free Mortgage Appointment

Step 1

To begin with, reach out to our team and book your free mortgage consultation. You can do this online or by giving us a call.

We’ll dive deep into your unique mortgage circumstances and gain a deeper understanding of your goals and aspirations.

1000s of Mortgage Deals

Step 2

Once we have a clear understanding of your financial goals, we can begin looking for the perfect mortgage product that fits your unique circumstances.

We are able to search through 1000s of mortgage deals on your behalf via our large panel of high street and specialist lenders.

Your Mortgage Application

Step 3

If you’re happy with the mortgage product we’ve recommended, we’ll kickstart the process of preparing your mortgage application.

From this point onwards, you’ll have a dedicated case manager working side by side with you, ensuring that your application is the best that it can be

Protecting You and Your Mortgage

Step 4

As your mortgage broker in Bridgwater, we go beyond simply finding the right mortgage for you. We take the extra step of assessing your insurance needs to safeguard you and your loved ones.

Once we’ve helped you navigate through the mortgage selection process, the next step is submitting your application to the lender and then eagerly awaiting their response.

Reasons To Choose Us

Free Appointment in Bridgwater

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We have made the booking process effortless for you, allowing you to choose a date and time for your free appointment. Whether you prefer an early morning, afternoon, or evening slot, we can accommodate your needs.

Speak to a mortgage advisor in Bridgwater today and start your mortgage process.

1000s of Mortgage Deals

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With our extensive network and access to both high street and specialist mortgage products, we can search through 1000s of mortgages

As your mortgage broker in Bridgwater, you can be confident in our ability to navigate the mortgage market to try and find the best mortgage deal tailored to your needs.

AIP Within 24 Hours

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Within 24 hours of your free mortgage appointment, we can swiftly set up an agreement in principle on your behalf.

This useful document will serve its purpose when submitting an offer on a property, as it affirms that a mortgage lender has pre-approved you.

Should your AIP expire, all you need to do is get back in touch with your mortgage advisor in Bridgwater, and they will renew it for you.

7 Days a Week

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We are here for you 7 days a week, making sure you can reach us whenever is most convenient for you.

We even make ourselves available on most bank holidays, because we understand that life doesn’t always follow a 9 to 5 schedule.

Receiving expert mortgage advice in Bridgwater has never been more accessible!

Malcolm and Amy Davidson - Mortgage Advice in Bristol

Common Mortgage Questions in Bridgwater

How much deposit do I need for a mortgage in Bridgwater?

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The response to this query might change depending on your credit rating and the type of mortgage you’re seeking in Bridgwater.

For those with good credit, your deposit typically ranges from 5% to 10%. As the property becomes more expensive, the deposit requirement increases.

If you have a poor credit score in Bridgwater, mortgage lenders may require a deposit of 10% to 15%.

If you are looking to take out a buy to let mortgage in Bridgwater, be prepared to put down a higher deposit ranging from 25% to 40%.

Can I have more than one mortgage in Bridgwater?

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Yes, it is possible to secure multiple mortgages. Many reasons may lead someone to pursue another mortgage.

Examples include when an individual wishes to obtain a mortgage for a buy to let property, a let to buy or perhaps a holiday let. It’s important to bear in mind that most mortgage lenders typically require a substantial deposit and a robust credit standing when taking out another mortgage.

There are also instances where individuals may seek a second mortgage to assist their children or another family member. This often arises when a familymember is struggling to save enough for a deposit.

I have been declined by my bank, can I get a mortgage in Bridgwater?

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If you decide to take out a mortgage in Bridgwater online, you run the risk of facing rejection. This can occur for various reasons, such as not meeting certain criteria set by lenders.

It is crucial to understand that continuously applying for mortgages after being declined can significantly damage your credit score. Rather than persisting with unsuccessful attempts, we highly advise consulting with a mortgage advisor in Bristol.

By speaking with a mortgage broker in Bristol, you can gain valuable insights into the mortgage options available to you. Additionally, a mortgage advisor can assess your financial circumstances to determine what you can realistically afford.

Are you in a complicated mortgage situation in Bridgwater?

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If you find yourself caught in a complicated mortgage situation, it’s worth considering seeking mortgage advice in Bristol. Simply engaging in a conversation with a mortgage advisor in Bridgwater, you may be able to find a mortgage option for your unique circumstances.

Don’t hesitate to reach out to our team if you have any questions about the complicated mortgage situation you’re facing.

We search 1000s of mortgage deals in Bridgwater

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Foundation Home Loans & Bristolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

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