Open & Honest Mortgage Advice in Burnham-on-Sea

Any first time buyer in Bristol & Burnham-on-Sea who are ready to put their foot onto the property ladder, but has no idea where to start. From the first point on contact call all the way through to picking up your keys, our team aim to assist you through the entire process, open 7 days a week to keep you posted on any updates, all while keeping any mortgage jargon to a minimum.

If you are needing the assistance from a Mortgage Broker in Burnham-on-Sea, book your free mortgage appointment by booking online or by telephone to speak with a member of our team to discuss your options.

During your free appointment, our team will ask you a series of questions, this will help build up an understanding on what you hope to achive and your financial background. From that, they can begin to see what type of deals may be available to you. At the same time, your Mortgage Advisor in Burnham-on-Sea will search 1000’s of deals to find you the most suitable product. We can also look into obtaining you an Agreement in Principle (AIP), also known as a Decision in Principle (DIP), within 24 hours. Your Mortgage Advisor in Burnham-on-Sea is there to help you 7 days a week, so feel free to ask them any questions mortgage-related.

If you are finding it difficult to save enough for a deposit, maybe you are eligible for one of the Help to Buy schemes. Introduced by the government, there is a range of different schemes designed to help First Time Buyers looking to take that first step on the property ladder, some of these include: Help to Buy Equity Loan, Shared Ownership, or Lifetime ISA.

moving home in Bristol & Burnham-on-Sea can be one of the most stressful experiences to face, especially if you are looking for a mortgage too. With this in mind, the hurdle is having to buy and sell the property simultaneously. With all this to bear in mind, that is where we come in, we can help you with the mortgage process, and take the weight off your shoulders.

There are many reasons why people look at moving, one factor mainly is wanting to live in a much bigger property. If this is your scenario, you should likely check your affordability before taking viewing and putting down any offer offers. If you need any help with the budgetary our team can give you idea of what properties you can afford in Burnham-on-Sea.

Here at Bristolmoneyman, we have worked in the mortgage industry for over 20 years, we have strong ties working alongside many landlord looking for buy to let mortgage in Bristol & Burnham-on-Sea, some of these include first time buyer landlords or others with an existing list of portfolios. With the wide range of different Buy to Let mortgage options such as: HMO, Holiday Let, Let to Buy etc. All of this will be futher explianed with one of our Mortgage Advisor in Burnham-on-Sea.

A Remortgage usually happens when you are coming to the end of your fixed mortgage term. The process involves you switching onto another mortgage product to avoid falling onto your lender’s standard variable rate of interest (SVR). Our team can help you search the market for competitive rates and products.

As well as trying to find a suitable remortgage deal, many people remortgage for other reasons like home improvements, to release equity, or to consolidate debt into their mortgage.

You should always speak to a buy to let mortgage in Bristol & Burnham-on-Sea before securing other debts against your home. By adding your unsecured debts to your mortgage, which is secured on your home, you are potentially putting your home at risk if you cannot make the required repayments.

Although the total monthly cost of servicing your debt may have reduced, the total cost of repayment may still have risen as the term of your mortgage is longer than it may have taken to repay the debts originally.

If you are a Self Employed applicant in Burnham-on-Sea, the process will be just like the other scenarios, but the one difference is evidencing your income. This will involve you providing additional documents that your self employed mortgages in Bristol & Croydon would advise you to provide. Like with the other mortgage types, an affordability assessment will be carried out see what deals are on offer to you.