It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Landing Page Single M

Mortgage Broker in Burnham-on-Sea

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0117 440 4704Speak to an Advisor - It's Free!

Mortgage Broker in Burnham-on-Sea

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0117 440 4704

Providing expert mortgage advice in Burnham-on-Sea

Seeking professional mortgage advice in Burnham-on-Sea? Look no further! We are a dedicated mortgage broker in Burnham-on-Sea, committed to making the mortgage process stress-free and hassle-free for you. Our goal is to take away all the worries and uncertainties, allowing you to enjoy a smooth and effortless experience.

One of our key services is helping you determine the maximum amount you can borrow and securing a mortgage deal customised to your unique circumstances. With our extensive knowledge and expertise gained from over two decades in the industry, we strive to save you both time and money throughout the entire mortgage process.

To ensure utmost convenience for our clients, we are available 7 days a week, enabling you to reach out to us at your preferred time, regardless of your busy personal or professional schedule. Simply book online and choose a date and time that suits you best.

So, why wait? Speak to our mortgage advisors in Burnham-on-Sea today and discover how we can help you in achieving your mortgage goals, without any cost!

Speak to an Advisor - It's Free!
Video BG One Video BG Two
Popular Mortgage Scenarios in Burnham-on-Sea

All of our customers receive a free mortgage appointment!

Book your free mortgage appointment in Burnham-on-Sea today!

Experience the benefits of a no-cost mortgage appointment. Once you secure your appointment, you’ll meet with a dedicated mortgage advisor in Burnham-on-Sea who specialises in your individual mortgage circumstances. Their expertise will address all of your mortgage inquiries and thoroughly assess your overall affordability. By conducting a comprehensive affordability assessment, they’ll examine your income, expenses, and more.

Securing mortgage advice in Burnham-on-Sea has never been more convenient. Simply book your free mortgage appointment online or connect with our team via phone. This initial step doesn’t warrant any fees and will provide you with a better understanding of the mortgage options available to you in Burnham-on-Sea.

Our Reviews

Popular Mortgage Scenarios in Burnham-on-Sea

First Time Buyer Mortgages in Burnham-on-Sea

Accorion Arrow

Entering the realm of mortgages as a first time buyer in Burnham-on-Sea, it can undoubtedly feel overwhelming. But fear not, for we are here to offer you guidance and support throughout the entire mortgage process, ensuring your peace of mind during this potentially stressful period.

To begin with, we will assess your mortgage affordability, explaining the necessary steps you must take to secure your first mortgage in Burnham-on-Sea. A key aspect of this journey is saving for a deposit, typically ranging from 5% to 10% of the property’s value. If you possess a solid credit score as a first time buyer in Burnham-on-Sea, you should have access to favourable interest rates and competitive products.

However, if you find yourself as a first time buyer in Burnham-on-Sea, with a less than perfect credit history, you may be required to provide a minimum deposit of 10%. Fear not, though, as our mortgage advisor in Burnham-on-Sea will discuss this during your complimentary mortgage appointment if you happen to have adverse credit.

Your first-time buyer mortgage adventure commences at this very moment. Reach out to our team and let us kickstart the process for you with utmost simplicity.

Moving Home Mortgages in Burnham-on-Sea

Accorion Arrow

Moving home isn’t solely about finding a new place to call home; you also need to consider your mortgage options. Sometimes, it’s impossible to transfer your existing mortgage to your fresh abode in Burnham-on-Sea, hence the need for a new mortgage product. Amidst the chaos of moving, this particular aspect can become overwhelming.

That’s where a Burnham-on-Sea mortgage broker comes in, delivering valuable benefits to both you and your new residence. Our team of mortgage advisors in Burnham-on-Sea will reduce the mortgage-related stress, allowing you to focus solely on the logistics of the move.

Our primary goal is to transform the entire process into a stress-free experience, and part of that includes securing a competitive new mortgage specifically tailored to your new home in Burnham-on-Sea.

Buy to Let Mortgages in Burnham-on-Sea

Accorion Arrow

When it comes to securing a new mortgage for your investment properties in Burnham-on-Sea, it is important to find the best possible deal for your financial needs. As a company, our primary objective is to discover the ideal mortgage option that is perfectly tailored to your unique personal and financial situation.

Regardless of whether you currently possess a portfolio of buy to lets in Burnham-on-Sea or are planning to expand it, our experienced team is here to help you throughout the entire mortgage process. If you are seeking to remortgage your buy to let in Burnham-on-Sea, we will ensure that you still benefit from the most competitive interest rate available based on your specific circumstances.

Furthermore, our dedicated buy to let team also specialises in helping landlords who require a HMO mortgage, let to buy mortgage, or holiday let mortgage in Burnham-on-Sea. We understand the intricacies and complexities that come with these unique mortgage types, and we are fully equipped to offer our expertise and guidance to help you navigate through the process with ease.

Remortgaging in Burnham-on-Sea

Accorion Arrow

As your fixed mortgage term draws to a close, it’s important to give some thought to remortgaging your existing deal. Remortgaging in Burnham-on-Sea essentially involves replacing your current mortgage product with a new one.

Failing to remortgage by the end of your fixed term means you’ll automatically be switched to your lender’s standard variable rate of interest. This rate is typically much higher than what you were previously on, potentially resulting in increased monthly mortgage repayments. By opting for a remortgage in Burnham-on-Sea, you can avoid this interest rate hike.

As an experienced mortgage broker in Burnham-on-Sea, we advise starting to explore your remortgage options about six months before your current fixed term comes to an end. This allows both you and your mortgage advisor in Burnham-on-Sea ample time to carefully consider your options. In some cases, it may even be possible to remortgage in advance and switch to a deal that will ultimately save you money in the long run.

When contemplating remortgaging in Burnham-on-Sea, it’s worth considering additional options as well. These may include remortgaging to release equity, financing home improvements, or consolidating debt into your mortgage. While these choices may increase your mortgage term and lead to higher monthly repayments, they can also provide immediate benefits.

Self Employed Mortgages Burnham-on-Sea

Accorion Arrow

For those who are self employed in Burnham-on-Sea, the mortgage journey may have a few twists and turns. Although the general process remains unchanged, there are additional requirements when it comes to proving your income and mortgage affordability.

When you sit down for your complimentary mortgage consultation, your trusted mortgage advisor in Burnham-on-Sea will meticulously analyse your financial situation to determine the feasibility of securing a mortgage.

Fortunately, there are niche lenders who specialise in helping self employed individuals. Our role is to scour the market in search of these lenders, ensuring we discover the perfect mortgage solution tailored to your unique circumstances.

Mortgages For Over 50s in Burnham-on-Sea

Accorion Arrow

If you are a Burnham-on-Sea resident who is 50 years old or above and wants to secure a mortgage, reach out to our professional team at the later-life mortgage department. We understand that the options can be overwhelming, but with our expertise, we will find the perfect solution tailored to your unique situation.

It might surprise you to find that you can still obtain a mortgage through conventional means. Take the first step towards your dream home by booking a free mortgage appointment online or simply giving us a call. We are eager to discuss your mortgage possibilities with you.

Our Customers Love Us

Reviews Stars5.00 Rating5 Reviews

Our Simple 4-Step Process

Free 30-Minute Mortgage Appointment

Step 1

By following our book online process, you can select the say and time of the appoitment around a time that suits you, subject to avaliability.

We Can Search 1000s of Mortgage Deals

Step 2

Your advisor will then be able to find the most suitable mortgage product. When you are happy with our recommendation, we can then proceed with the mortgage application. After that, we will submit your mortgage application to the lender. It is that simple!

Submit Your Mortgage Application

Step 3

Our team will assign you to a mortgage advisor in Burnham-on-Sea who will take additional information off you to evaluate your affordability. As well as this, they will be preparing you an Agreement in Principle which usually can be done within 24 hours of your free mortgage appointment.

Protecting You and Your Mortgage

Step 4

Going one step futher, well secure you a suitable insurance deal to keep you and the people you care for financially safe.

We will also contact you when your mortgage is due for renewal to ensure you are always on the best deal.

Reasons to choose us

Free Appointment in Burnham-on-Sea

Accorion Arrow

If you’re looking to have a chat with a mortgage advisor in Burnham-on-Sea, then worry not! You can easily book a free mortgage appointment online with us or simply give us a call.

Our booking process is as smooth as the coastline in Burnham-on-Sea itself. You can choose a date and time that works best for you, whether it’s an early morning, afternoon, or even an evening slot. We’re here to make the mortgage journey as convenient as possible for you.

1000s of Mortgage Deals

Accorion Arrow

As a mortgage broker in Burnham-on-Sea, our expertise lies in looking through a vast array of mortgages tailored specifically to your needs. With an extensive network at our fingertips, we diligently seek out the most suitable option for your unique circumstances.

Whether you’re a regular customer or find yourself in a challenging situation, we hold the key to both mainstream and specialised mortgage products. So, don’t fret if bad credit or a complicated scenario stands in your way – we may just have the perfect solution for you.

AIP Within 24 Hours

Accorion Arrow

In just one day after your free mortgage appointment, we can swiftly organise an agreement in principle (AIP) on your behalf. This essential document will prove invaluable when you decide to make an offer on a property in Burnham-on-Sea, as it demonstrates that you have received pre-approval from a trusted mortgage lender.

Should your AIP reach its expiration date, there’s no need to worry or jump through hoops. Get in touch with your knowledgeable mortgage advisor in Burnham-on-Sea, and they will promptly handle the renewal process for you. It’s all part of our dedication to ensuring you have a seamless experience on your journey to securing the perfect mortgage for your dream home.

7 Days a Week

Accorion Arrow

We are accessible every day of the week, even during most bank holidays, ensuring that you can contact us at your convenience. Obtaining mortgage advice in Burnham-on-Sea has never been more convenient!

Malcolm and Amy Davidson - Mortgage Advice in Bristol

Common Mortgage Questions in Burnham-on-Sea

How much deposit do I need for a mortgage in Burnham-on-Sea?

Accorion Arrow

The response to this inquiry can differ based on your credit score and the mortgage you wish to obtain in Burnham-on-Sea.

In the case of a good credit score, you typically need to make a deposit ranging from 5% to 10%. As the property becomes more expensive, the deposit amount also increases.

On the flip side, if you have a poor credit score in Burnham-on-Sea, mortgage lenders may request a deposit between 10% and 15%. However, having a less-than-ideal credit score does not necessarily spell doom. We recommend working on improving your credit rating to potentially secure better mortgage rates.

In the case of securing a mortgage for a buy to let property in Burnham-on-Sea, the deposit requirement can go up to 25% to 40%.

Can I have more than one mortgage in Burnham-on-Sea?

Accorion Arrow

Certainly, it is absolutely feasible to obtain multiple mortgages in Burnham-on-Sea. Numerous factors can prompt individuals to explore this option.

One common scenario is when applicants wish to secure a mortgage for buy to let, let to buy, or holiday let purposes, among others. It is important to note that acquiring an additional mortgage typically necessitates a substantial deposit and a strong credit history.

Alternatively, some individuals might consider taking out an extra mortgage to help their children or another family member. This option often arises when a family member encounters difficulties in saving for a deposit.

I have been declined by my bank, can I get a mortgage in Burnham-on-Sea?

Accorion Arrow

Applying for a mortgage in Burnham-on-Sea online or through a bank can be a risky move that may result in a potential decline. There are several reasons why this unfortunate outcome may occur, such as not meeting the necessary criteria.

It is important to keep in mind that continuously applying for mortgages after being declined can have a negative impact on your credit score. The more rejections you accumulate, the more harm you are inflicting upon your financial reputation.

As a dedicated mortgage broker in Bristol, we strongly advise seeking guidance from an expert who can provide valuable insights into the available mortgage deals.

By speaking with a knowledgeable mortgage advisor in Bristol, you gain access to a wealth of information regarding your eligibility and affordability.

Are you in a complicated mortgage situation in Burnham-on-Sea?

Accorion Arrow

If you find yourself in a convoluted situation, consider seeking expert mortgage advice in Bristol.

Simply engaging in a conversation with an experienced professional can bring forth fresh possibilities. If you have any queries about a perplexing mortgage situation, feel free to reach out to our dedicated team.

We will gladly address your concerns and help you in starting your mortgage journey in Burnham-on-Sea.

We Search 1000s of Mortgages in Burnham-on-Sea

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
Newcastle Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans & Bristolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

Equity Release Council Logo Solla Later Life Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage

Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

Speak to an Advisor - It's Free Enquire Online 0117 440 4704
We use cookies to enhance your customer experience. More detailsGot It