It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Landing Page Single M

Mortgage Broker in Taunton

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0117 440 4704Speak to an Advisor - It's free!

Mortgage Broker in Taunton

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's free! 0117 440 4704

Providing expert mortgage advice in Taunton

If you’re seeking assistance and guidance throughout your mortgage journey, search no further. We are a seasoned mortgage broker based in Taunton, and our primary goal is to eliminate all the stress that comes with the mortgage process, leaving you with a seamless and worry-free experience.

As part of our comprehensive service, we excel at helping you determine the amount you can borrow, while also finding a mortgage deal that perfectly aligns with your individual circumstances. With over 20 years of industry experience, we aim to save you both time and money during the mortgage process.

Unlike other brokers, we understand that life can get busy. That’s why we make ourselves available to you seven days a week, ensuring that you can get in touch at your convenience. Simply book online and select a date and time that suits your busy personal and professional schedule.

Book Online
Video BG One Video BG Two
Popular Mortgage Scenarios in Taunton

All of our customers receive a free mortgage appointment!

At our free mortgage appointment, our dedicated mortgage advisor in Taunton will provide specialised guidance tailored to your mortgage needs. They will address all your queries and assess your overall mortgage affordability by conducting a thorough affordability evaluation, taking into account your income, expenses, and more.

Finding reliable mortgage advice in Taunton has never been simpler, as you can conveniently book your free mortgage appointment online or by contacting our team. This initial step in the process comes at absolutely no cost to you and will empower you to explore and understand your mortgage options in Taunton.

Our Reviews

Popular Mortgage Scenarios in Taunton

First Time Buyer Mortgages in Taunton

Accorion Arrow

Entering the mortgage realm for the first time in Taunton can be quite overwhelming. Where do you even begin? Our mission is to offer guidance and support throughout the entire mortgage journey, ensuring that you feel at ease during this nerve-wracking period. To start, we’ll assess your mortgage affordability, ensuring you grasp the necessary steps to secure that first mortgage in Taunton.

Saving for a deposit is an important aspect of any mortgage venture. You’ll need to provide 5%-10% of the property’s value when considering a purchase. Assuming you have a commendable credit score, as a first time buyer in Taunton, you should have access to favourable interest rates and competitive products.

Now, if you happen to be a first time buyer dealing with bad credit in Taunton, you may need to put down a minimum of a 10% deposit. During your free mortgage appointment, your expert mortgage advisor in Taunton will discuss this further if you’re coping with adverse credit.

Moving Home Mortgages in Taunton

Accorion Arrow

When you’re moving to a new place, it’s not just a matter of finding a new house. You also have to consider your mortgage options. There may be cases where you can’t transfer your current mortgage to your new home in Taunton, so you’ll need to take out a fresh mortgage. It can all get a bit overwhelming, especially when you’re in the midst of the moving process.

But fear not! A mortgage broker in Taunton can come to your rescue. Our team of mortgage advisors in Taunton will handle all the mortgage-related stress for you, leaving you free to focus on the actual move. They understand how important it is to make the whole process as smooth and hassle-free as possible. Plus, they’ll do their best to find you a competitive mortgage deal for your new Taunton abode.

So why not take advantage of the expertise and support offered by our mortgage advisors in Taunton? Don’t let the financial side of things add to your moving woes. Leave it to the professionals and start enjoying your new home in Taunton stress-free.

Buy to Let Mortgages in Taunton

Accorion Arrow

When it comes to securing a new mortgage for your investment properties in Taunton, your priority is to ensure you are getting the best deal for your financial circumstances. Our role is to discover that ideal mortgage package that is tailored to your specific needs and financial situation.

Regardless of whether you have an existing or expanding portfolio of rental properties in Taunton, our team is fully equipped to guide you through the entire mortgage process. When it comes to refinancing your buy to let properties in Taunton, our aim is to ensure you are still benefiting from the most competitive interest rate available for your individual circumstances.

Additionally, our dedicated buy to let team is also experienced in helping landlords who are interested in HMO mortgages, let to buy mortgages, or holiday let mortgages in Taunton. So whatever your investment goals may be, rest assured that we have the expertise to help you make the most informed mortgage decisions.

Remortgaging in Taunton

Accorion Arrow

As the end of your fixed mortgage term in Taunton approaches, it’s essential to start considering the option of remortgaging your current product. Remortgaging involves acquiring a new mortgage deal to replace your existing one.

If you fail to remortgage at the end of your fixed term, you will automatically switch to your lender’s standard variable interest rate. This rate is usually much higher than what you were previously paying, potentially resulting in increased monthly mortgage repayments. A remortgage in Taunton offers a solution to avoid this surge in interest rates.

As a mortgage broker in Taunton, we advise you to begin exploring your remortgage options around six months before your current fixed term ends. This timeframe allows both you and your mortgage advisor in Taunton sufficient time to assess the available options. In some cases, you may have the opportunity to remortgage earlier and secure a deal that saves you money in the long run.

When considering remortgaging in Taunton, there are also other options worth considering, such as releasing equity, funding home improvements, or consolidating debt within your mortgage. These alternatives may lengthen your overall mortgage term and increase your monthly repayments. However, in the short term, they can provide significant benefits.

Ultimately, remortgaging in Taunton opens up a world of possibilities and potential savings. It’s vital to consult with a knowledgeable mortgage advisor who can guide you through the process and help you make informed decisions tailored to your financial situation.

Self Employed Mortgages Taunton

Accorion Arrow

If you are a self-employed individual in Taunton, your mortgage journey might involve a few additional steps compared to other applicants. While the general process remains unchanged, you will need to provide more documentation to showcase your income and affordability for the mortgage.

During your free mortgage consultation, your dedicated mortgage advisor in Taunton will carefully examine your financial situation and determine if it is feasible to secure a mortgage considering your self-employed status.

Fortunately, there are specialised mortgage lenders available specifically catering to self-employed individuals. Our role as mortgage brokers is to diligently search for these lenders and find the most suitable mortgage product that fits your unique circumstances and needs.

Mortgages For Over 50s in Taunton

Accorion Arrow

If you are a Taunton resident over the age of 50 who is keen on securing a mortgage, our specialised later-life mortgage team is at your service. We understand that the array of options can be overwhelming, but fear not, as we are here to help you in finding the perfect fit for your unique situation. In fact, it is entirely possible that you may be able to secure a mortgage through traditional means. So why wait? Book a free mortgage consultation or reach out to our expert team to explore all the available mortgage options that await you in Taunton.

Our Customers Love Us

Reviews Stars5.00 Rating5 Reviews

Our Simple 4-Step Process

Free Mortgage Appointment

Step 1

Contact our team today to book a free mortgage consultation in Taunton. We’ll assess your current mortgage situation and get a clear understanding of your financial goals.

We Can Search 1000s of Mortgage Deals

Step 2

When we grasp your objectives, we can embark on a hunt for a mortgage solution customised to your unique situation. We will delve into countless opportunities to discover the perfect fit for you in the ever-changing realm of Taunton mortgages.

Submit Your Mortgage Application

Step 3

Once you are satisfied with the mortgage option we have discovered for you, we can initiate the process of preparing your Taunton mortgage application. At this stage, you will be partnered with a diligent case manager who will ensure that your application is presented at its finest.

Protecting You and Your Mortgage

Step 4

At our mortgage broker in Taunton, we go beyond the search for the perfect mortgage. We understand the importance of safeguarding you and your loved ones, so we also evaluate your insurance alternatives. Once all the necessary paperwork has been completed, we will send off your mortgage application and eagerly await the lender’s response. Rest assured, we’ll be right there with you every step of the way.

Reasons to Choose Us

Free Appointment in Taunton

Accorion Arrow

To have a chat with a mortgage expert in Taunton, all you need to do is either book a free appointment on our website or ring us up. Just go through our straightforward booking procedure and pick a convenient date and time. Our schedule is designed to fit any preference, whether you’re an early bird, an afternoon planner, or an evening enthusiast.

1000s of Mortgage Deals

Accorion Arrow

As a trusted mortgage broker based in Taunton, we pride ourselves on our ability to navigate through a sea of mortgage options to find the one that perfectly suits your individual needs. With our extensive network of lenders, we have access to an array of high street and specialist mortgage products that cater to different financial situations.

AIP Within 24 Hours

Accorion Arrow

In just a day after your free mortgage consultation, we can swiftly organise an arrangement in principle (AIP) on your behalf. This valuable document will prove extremely useful when it comes to making an offer on a property, showcasing that you have received prior approval from a trusted mortgage lender. Should your AIP expire, you can easily reach out to your dedicated mortgage advisor in Taunton, who will promptly refresh it for you.

7 Days a Week

Accorion Arrow

We’re here for you every day of the week, even on bank holidays, to ensure that you can reach out to us whenever it’s most convenient for you. Getting mortgage advice in Taunton has never been more accessible and hassle-free!

Malcolm and Amy Davidson - Mortgage Advice in Bristol

Common Mortgage Questions in Taunton

How much deposit do I need for a mortgage in Taunton?

Accorion Arrow

The response to this inquiry in Taunton can be quite diverse, contingent upon your credit score and the kind of mortgage you are seeking.

If you have an excellent credit score, you will commonly be asked to submit a deposit ranging from 5% to 10%. The costlier the property, the higher the required deposit.

In contrast, if you possess a poor credit score in Taunton, mortgage lenders might request a deposit of 10% to 15%. However, having less than perfect credit is not necessarily detrimental.

Nonetheless, we highly advise working towards improving your creditworthiness in order to potentially access more favourable mortgage rates.

For those interested in obtaining a buy to let mortgage in Taunton, a larger deposit of 25% to 40% will be necessary.

Can I have more than one mortgage in Taunton?

Accorion Arrow

Certainly, it is absolutely plausible to obtain multiple mortgages in Taunton. There exist several compelling motives behind an individual pursuing such an option.

One widely encountered scenario is the desire to secure a mortgage for purposes of acquiring properties intended for buy to let, let to buy, or holiday let ventures, among others.

It is important to bear in mind that the vast majority of mortgage lenders will demand a substantial deposit alongside a robust credit score for the disbursement of a subsequent mortgage.

Occasionally, individuals may contemplate acquiring an additional mortgage on behalf of their children or another close family member. More often than not, this is undertaken to aid a loved one who may be facing difficulties in accumulating the necessary deposit funds.

I have been declined by my bank, can I get a mortgage in Taunton?

Accorion Arrow

When you choose to apply for a mortgage in Taunton, whether online or through a bank, there is always the risk of being declined. Various factors can contribute to this outcome, such as not meeting the necessary criteria.

It is imperative to keep in mind that continuously submitting applications is not advisable. Each rejection takes a toll on your credit score, causing further damage.

To avoid these pitfalls, we, as a mortgage broker in Bristol, strongly suggest consulting with an expert. Engage in a conversation with a knowledgeable mortgage advisor in Bristol to gain insights into the multitude of mortgage deals available to you.

Furthermore, they can help you in calculating your affordability, ensuring that you make an informed decision.

Are you in a complicated mortgage situation in Taunton?

Accorion Arrow

If you find yourself tangled up in an intricate web of mortgage options, it’s wise to seek mortgage advice in Bristol. Connecting with a knowledgeable expert can present fresh opportunities and insights you may not have considered.

Should you find yourself perplexed by a complicated mortgage predicament, don’t hesitate to reach out to our team. We are eager to address your concerns and help you in embarking on your mortgage journey in Taunton.

We Search 1000s of Mortgages in Taunton

Fleet Mortgages
Paragon Mortgages
TSB Mortgages
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Precise Logo
Pepper Money
Mortgage Works
Coventry Building Society
Natwest Mortgage Advice
Newcastle Building Society
Kensington Logo
Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Kent Reliance
Virgin Money & Mortgages
Leeds Building Society
Scottish Widows
Foundation Home Loans & Bristolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

Equity Release Council Logo Solla Later Life Logo
Facebook Image X Image Instagram Image YouTube Image LinkedIn Image SpotifyImage

Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

Speak to an Advisor - It's Free Enquire Online 0117 440 4704
We use cookies to enhance your customer experience. More detailsGot It