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Mortgage Broker in Weston-super-Mare

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

0117 440 4704Speak to an Advisor - It's Free!

Mortgage Broker in Weston-super-Mare

& Surrounding Areas

It's free to speak with a mortgage advisor 7 days a week, 8am - 10pm

Speak to an Advisor - It's Free! 0117 440 4704

Providing expert mortgage advice in Weston-super-Mare

Looking for expert mortgage advice in Weston-super-Mare? Look no further! We are a mortgage broker based in this beautiful seaside town, dedicated to taking away all the stress and hassle from your mortgage journey. Our goal is to provide you with a smooth and stress-free experience.

One of the key aspects of our service is helping you determine how much you can borrow and finding a mortgage deal that perfectly aligns with your unique circumstances. With our extensive industry experience of over 20 years, we strive to save you both time and money during the mortgage process.

We understand that your personal and working schedules can be demanding, which is why we are available 7 days a week. We want to make it as convenient as possible for you to get in touch. Simply book online and select a date and time that suits you best.

So, if you need some guidance and support on your mortgage journey, reach out to us today. Our team of dedicated advisors is here to help you every step of the way. Don’t hesitate, take advantage of our free consultation and let us help you navigate the Weston-Super-Mare mortgage market with ease.

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Popular Mortgage Scenarios in Weston-super-Mare

All of our customers receive a free mortgage appointment!

Experience a stress-free mortgage consultation tailored to your specific financial circumstances in Weston-super-Mare. Our dedicated mortgage advisor will expertly guide you through the process, answering your every query and assessing your overall mortgage affordability. By conducting a detailed affordability assessment, we’ll consider your income, outgoings, and more.

Obtaining reliable mortgage advice in Weston-super-Mare has never been more convenient. Simply book your free mortgage consultation online or give our team a call. Rest assured, this essential preliminary step won’t cost you a penny, but it will provide invaluable insights into your mortgage options in Weston-super-Mare.

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Popular Mortgage Scenarios in Weston-super-Mare

First Time Buyer Mortgages in Weston-super-Mare

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We are here to provide guidance and support throughout the entire mortgage process, ensuring that you feel comfortable during this nerve-wracking time. Our first step is to assess your mortgage affordability in Weston-super-Mare, ensuring that you grasp the necessary measures to secure your first mortgage.

Saving for a deposit is a significant aspect of any mortgage journey, and we understand the importance of having 5%-10% of the property’s value at your disposal. Assuming that you have a favourable credit score, as a first-time buyer in Weston-super-Mare, you should have access to attractive interest rates and competitive mortgage products.

However, if you find yourself in the position of being a first time buyer with a less-than-ideal credit history in Weston-super-Mare, you may need to contribute at least a 10% deposit. Rest assured, during your free mortgage appointment, our mortgage advisor in Weston-super-Mare will address this issue and provide the necessary guidance.

Moving Home Mortgages in Weston-super-Mare

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Moving home in Weston-super-Mare involves more than just finding a new property; you also need to consider your mortgage options. Sometimes, it’s not feasible to transfer your current mortgage to your new home in Weston-super-Mare, which means you have to obtain a new mortgage product. With everything else that comes along with moving, this aspect can become overwhelming.

That’s where a capable mortgage broker in Weston-super-Mare can be a valuable ally for you and your new home. Our mortgage advisors in Weston-super-Mare will handle all the mortgage-related stress, allowing you to focus your energy on the move itself. Their aim is to make the entire process as hassle-free as possible while also finding you a competitive new mortgage for your new home.

Don’t let the mortgage side of things add unnecessary burden to your move. Trust our experienced mortgage advisors in Weston-super-Mare to guide you through the process and alleviate your worries.

Buy to Let Mortgages in Weston-super-Mare

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When it comes to securing a new mortgage for your investment properties in Weston-super-Mare, it’s important to find the best deal that aligns with your unique financial situation. Our primary objective is to locate that perfect mortgage solution tailored specifically to your personal and financial needs.

Whether you own a current portfolio of buy to let properties in Weston-super-Mare or are in the process of expanding it, our expert team is here to guide you through every step of the mortgage process. Should you decide to remortgage your buy to let properties, we will ensure that you remain on the most favorable interest rate available, considering your individual circumstances.

In addition, our specialised buy to let team also help landlords who are interested in obtaining a HMO mortgage, let to buy mortgage, or holiday let mortgage in Weston-super-Mare. We understand the unique intricacies of these types of mortgages and can help you navigate through the process successfully.

Remortgaging in Weston-super-Mare

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As your fixed mortgage term in Weston-super-Mare draws to a close, it’s important to start considering the idea of remortgaging your current product. Remortgaging involves obtaining a new mortgage product to replace your existing deal.

If you fail to remortgage by the expiration of your fixed term, you will automatically be shifted to your lender’s standard variable interest rate. This rate is typically much higher than what you previously had, resulting in potential increases in your monthly mortgage payments. To steer clear of this new interest rate, opting for a remortgage in Weston-super-Mare is advisable.

As seasoned mortgage brokers in Weston-super-Mare, we suggest exploring your remortgage options at least six months before the conclusion of your current fixed term. This allows ample time for you and your trustworthy mortgage advisor in Weston-super-Mare to evaluate the available choices. In certain scenarios, it might be feasible to remortgage ahead of schedule and transition to a deal that ultimately saves you money in the long haul.

When contemplating a remortgage in Weston-super-Mare, it’s also worth considering other alternatives, like using a remortgage to release equity, finance home improvements, or consolidate debt into your mortgage. Although these options may result in an extended mortgage term and higher monthly payments, they can bring short-term benefits as well.

Self Employed Mortgages Weston-super-Mare

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As a self-employed individual in Weston-super-Mare, your mortgage journey may have some unique aspects compared to other applicants. While the overall process remains largely unchanged, you will be required to provide additional documentation to substantiate your income and ensure mortgage affordability.

During your free mortgage consultation, our expert mortgage advisor in Weston-super-Mare will meticulously scrutinise your finances and evaluate whether it is feasible for you to obtain a mortgage given your self-employed status.

Fortunately, there are specialist mortgage lenders who cater to self-employed individuals. Our task is to explore these lenders and locate the ideal mortgage product that suits your specific circumstances.

Rest assured, we are here to guide you through this intricate process and simplify it as much as possible. Our aim is to secure the most suitable mortgage solution for you in Weston-super-Mare.

Mortgages For Over 50s in Weston-super-Mare

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If you’re a Weston-super-Mare resident above the age of 50, seeking a mortgage, we have a team of specialists ready to guide you. Countless options exist, and our goal is to identify the one that suits your unique situation. It’s possible that traditional methods could still provide a mortgage solution for you. Take advantage of our free online appointment booking or simply give our team a call to have a thorough discussion about your mortgage prospects.

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Our Simple 4-Step Process

Free 30-Minute Mortgage Appointment

Step 1

Reach out to our team today and schedule your free mortgage consultation. Our experts will carefully analyse your specific mortgage circumstances, gaining a comprehensive understanding of your goals and aspirations in the vibrant town of Weston-super-Mare.

We Can Search 1000s of Mortgage Deals

Step 2

Once we have a clear understanding of your goals and objectives, we can begin our quest for the perfect mortgage solution that suits your unique circumstances. Rest assured, we will leave no stone unturned as we comb through a vast array of options, scanning through thousands of lucrative deals until we discover the one that truly meets your needs.

Submit Your Mortgage Application

Step 3

Once you’re satisfied with the mortgage product we’ve discovered for you, we can kickstart the process of preparing your mortgage application. From this point onwards, you’ll collaborate with a committed case manager who will go above and beyond to ensure your application is polished to perfection.

Protecting You and Your Mortgage

Step 4

Not only do we hunt down the perfect mortgage deal for you, but we also go the extra mile by exploring insurance choices to ensure the safety of you and your loved ones. All that remains is to submit your mortgage application and patiently anticipate the lender’s reply!

Reasons to Choose Us

Free Appointment in Weston-super-Mare

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If you’re seeking financial guidance on mortgages in Weston-super-Mare, don’t fret – we’ve got you covered. Our team of expert mortgage advisors are ready to help you. Connecting with them is a breeze. You can either book a free appointment through our online portal or simply give us a ring. Our booking process is straightforward; just choose a date and time that aligns with your schedule. We’ve got you covered from the crack of dawn till late in the evening, so you can reach out at a time that suits you best.

1000s of Mortgage Deals

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As a mortgage broker in Weston-super-Mare, our expertise lies in navigating the vast landscape of mortgage options to find the perfect fit for your individual needs. With an array of high street and specialised mortgage products at our disposal, we’re equipped to tackle even the most challenging situations, be it a less-than-ideal credit history or a complex financial scenario. Rest assured, we’ll leave no stone unturned in our quest to secure the ideal mortgage solution for you.

AIP Within 24 Hours

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After you’ve had your free mortgage consultation in Weston-super-Mare, we’ll swiftly secure an agreement in principle (AIP) on your behalf within a day. This handy document proves to property sellers that you have already gained pre-approval from a mortgage lender, making it easier for you to make an offer on a property. If your AIP happens to expire, all you need to do is reach out to your dedicated mortgage advisor in Weston-super-Mare, and they will promptly renew it for you.

7 Days a Week

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We are available every day of the week, making it convenient for you to reach out at your convenience. We understand that your time is valuable, and we are even here for you on most bank holidays. Obtaining mortgage advice in Weston-super-Mare has never been so effortless!

Malcolm and Amy Davidson - Mortgage Advice in Bristol

Common Mortgage Questions in Weston-super-Mare

How much deposit do I need for a mortgage in Weston-super-Mare?

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The response to this query can differ based on your credit rating and the kind of mortgage you desire in Weston-super-Mare. When your credit is good, typically you’ll be expected to provide a deposit ranging from 5% to 10%. Bear in mind, the deposit increases as the property’s price does.

However, even if you have poor credit in Weston-super-Mare, it doesn’t necessarily spell disaster. We’d suggest that you consider enhancing your credit rating so that you’ll have access to better mortgage rates down the line.

If you’re planning to secure a mortgage for a buy to let property in Weston-super-Mare, you’ll have to prepare a deposit ranging from 25% to 40%.

Can I have more than one mortgage in Weston-super-Mare?

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Absolutely, it is entirely possible to secure multiple mortgages in Weston-super-Mare. There are numerous motivations behind such a decision.

A frequently encountered circumstance is when an individual wishes to acquire a mortgage specifically tailored for buy to let, let to buy, or even for a holiday rental property. It is important to understand that when undertaking another mortgage, most lenders will expect a substantial down payment and a commendable credit rating.

Occasionally, there may be instances where someone desires to obtain an additional mortgage for the benefit of their children or another family member. This typically arises when the family member in question is facing difficulties in saving up for a deposit.

I have been declined by my bank, can I get a mortgage in Weston-super-Mare?

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Applying for a mortgage in Weston-super-Mare, whether online or through a bank, can be a risky business. There are various reasons why your application might end up being declined, with one of the main factors being if you don’t meet the necessary criteria.

It is important to understand that repeatedly submitting applications is not the solution. Each rejection only further damages your credit score, making it even harder to secure a mortgage in the future.

As an experienced mortgage broker in Bristol, we highly recommend seeking professional advice from an expert in the field. By consulting a knowledgeable mortgage advisor in Bristol, you’ll gain insight into the various mortgage deals that may be available to you.

Moreover, these advisors can help calculate your affordability accurately, ensuring you have a clear understanding of your financial capabilities.

Are you in a complicated mortgage situation in Weston-super-Mare?

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If you find yourself caught in the midst of a perplexing situation, it would be wise to seek mortgage advice in Bristol. Simply speaking to a knowledgeable specialist can reveal a world of possibilities that may have previously eluded you.

Should you have any inquiries about a convoluted mortgage predicament you are currently grappling with, do not hesitate to reach out to our team. We are eager to address your concerns and help you in embarking on your mortgage voyage in Weston-super-Mare.

We Search 1000s of Mortgages in Weston-super-Mare

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Foundation Home Loans & Bristolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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