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Critical illness cover provides a tax-free lump sum if you are diagnosed with a serious illness listed in your policy, such as cancer or heart disease.
This payment can help you manage financial commitments, such as your mortgage or medical costs, during your treatment and recovery.
If you’re considering getting critical illness cover, it’s a good idea to talk to one of our protection & mortgage advisors in Bristol. They can help you figure out which type of cover is best for you, based on your needs and circumstances.
Critical illness cover can be a valuable safety net if you’re concerned about how you’d manage financially during a serious illness.
If you don’t have sufficient savings or support, it can help cover your mortgage payments, living expenses, or medical bills, easing financial stress while you focus on recovery.
If you need assistance with Critical Illness Cover or need to speak to a mortgage broker in Bristol, we are available to provide comprehensive answers to all your insurance inquiries.
Speaking with a mortgage and protection advisor in Bristol ensures you get tailored advice for your unique financial situation.
We can help you find the most suitable mortgage deals from a wide range of lenders and guide you through choosing protection options, like critical illness cover, to safeguard your home and finances.
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Critical Illness Cover typically includes a wide range of serious health conditions such as cancer, heart attack, stroke, multiple sclerosis, and Parkinson’s disease.
Each provider may have different criteria and conditions for the illnesses covered, so it’s important to review the policy details carefully or speak with a specialist mortgage broker in Bristol like us for tailored advice.
Yes, many mortgage advisors in Bristol will recommend including Critical Illness Cover as part of your mortgage protection strategy.
This ensures that if you fall seriously ill and are unable to work, you have a financial safety net to cover your mortgage repayments and maintain your family’s standard of living.
While both Critical Illness Cover and Life Insurance offer financial protection, they serve different purposes.
Critical Illness Cover pays out if you are diagnosed with a specified illness, allowing you to manage expenses while you recover.
In contrast, Life Insurance provides a lump sum to your beneficiaries in the event of your death.
A mortgage advisor in Bristol can help you understand which option best suits your circumstances.
We start with a free insurance review to ensure you have the right protection in place.
This helps safeguard your mortgage and your family's future from unexpected events.
Next, you'll speak to one of our experienced mortgage advisors in Bristol to discuss your needs and financial situation.
They'll work with you to understand your goals and find the best mortgage options available.
Once we have the details, we’ll secure an Agreement in Principle tailored to your requirements.
This gives you a clear idea of how much you can borrow and strengthens your position when making an offer.
With the agreement in place, we’ll guide you through the final mortgage application process.
We'll handle all the paperwork, keeping you updated at every step until your mortgage is approved.
We offer a complimentary review of your insurance and protection needs, ensuring you have the right cover in place.
Protect your mortgage, family, and finances with tailored solutions that suit your lifestyle.
As independent mortgage brokers in Bristol, we search the entire market to find the best mortgage deals for you.
Our access to a broad range of lenders means more options and competitive rates that fit your unique situation.
We provide a personalised service, guiding you through each step of the mortgage process.
From initial enquiry to final approval, our team is dedicated to making your experience smooth and stress-free.
Our team is available seven days a week to answer your questions and support you.
We work around your schedule, offering appointments at times that suit you best.
While life insurance provides financial support to your loved ones after you pass away, critical illness cover protects you if you’re diagnosed with a serious illness.
It pays out while you’re still alive, helping you manage medical bills, mortgage payments, or other living costs, ensuring financial security during recovery.
Yes, you can take out a joint critical illness policy that covers both you and your partner.
The policy typically pays out once if either of you is diagnosed with a critical illness, providing financial protection for your household during a challenging time.
Critical Illness Cover in Bristol pays a one-off lump sum if you’re diagnosed with a serious illness, while income protection replaces a portion of your income if you can’t work due to illness or injury.
Income protection typically provides ongoing monthly payments until you can return to work, offering long-term support.
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Bristolmoneyman.com & Bristolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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Bristolmoneyman.com & Bristolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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